dcsimg

Career Story: Commercial Insurance Agent

Commercial Insurance Agent

Job Title: Commercial Insurance Account Representative

Type of Company: I work for an independent insurance agency which provides all lines of insurance.

Education: BS, Business Administration

Previous Experience: I have worked for four different independent insurance agents.

Job Tasks: I service the policies of small commercial clients. I approach new commercial clients and offer to get them the best insurance policy for the best price. I ask about their insurance needs and the type of business they operate and recommend policies to them. I also act as a liaison between the insurance agents in the office and the company's underwriters. Most of the pricing of policies in the small business unit are done online. The agency I work for represents seven insurance companies, each with its own software rating system. I use each system everyday as most insurance companies are now "paperless" and all processing is done online for the client.

I attend each company's informational seminars to stay familiar with their product lines and find out about changes to their products.

I do the billing of premiums for all the clients assigned to me and review all policies for clients for accuracy.

I review a client's renewal policies for accuracy and changes in coverage, then write cover letters outlining the changes and mail each policy out.

I keep track of all new business that is written in my department and meet with the sales team each month to discuss company goals and any marketing issues that I may be facing with a client's piece of business.

Best and Worst Parts of the Job: The best part of my job is establishing the right type of product for my clients and being able to place it with an insurance company that offers it at a good price.

The worst part of my job, right now, is having to cancel a policy based on a client's payment history. Losing a long time client because his business closed (and not because of our service or something I could've controlled) is a bummer too.

Job Tips: If you decide to get into the insurance business, try and take courses that relate to it. Decide whether you want to be in sales or service, on the company or agency side of the business. Try to familiarize yourself with what it is going through currently.

Popular Schools offering Insurance Programs

quickinfoClick the Visit School Site buttons to go directly to a school's website and learn more about the school and programs it has to offer. School website will open in a new tab. .

Click the Request Info buttons to request more information from a representative at the school

Matching School Ads
Platt College
Alhambra, Anaheim, Ontario, Riverside

Turn your talents into a career at nationally recognized and accredited Platt College.

  • Programs: Business Management , Medical Administrative Specialist
  • Degrees: Associate

Touro University Worldwide (TUW) is a non-profit university, accredited by the WASC Senior College and University Commission, and is part of the Touro College and University System.

  • Programs: Master of Science in Human Resource Management
  • Degrees: Master

Earn your graduate degree online with Northcentral University.

  • Programs: General Business - D.B.A., MBA - Building Creativity, MBA - Strategic Management, more...
  • Degrees: Doctorate, Master, Bachelor

Johns Hopkins University Carey Business School has brought the philosophy of business with humanity in mind to a part time format.

  • Programs: MS in Finance - H
  • Degrees: Master

Since 1977, Keiser University has provided quality student-centered, career-focused education.

  • Programs:
  • Degrees:

Learning at Full Sail University has always centered around interaction and the exchange of ideas. Our online curriculum fully embraces this philosophy.

  • Programs: Innovation & Entrepreneurship, Master of Science (Online)
  • Degrees: Master

Recognized by the U.S. News and World Report for: Best Online Programs, Bachelor’s 2017, Best Online Programs, Grad Education 2017 and Best Online Programs, Bachelor’s for Veterans 2017

  • Programs: MBA Nursing Administration and Leadership (MBA) - Online
  • Degrees: Master

Pursue a certificate, master, or doctorate degree in Psychology at The Chicago School for Professional Psychology.

  • Programs: Ph.D. Organizational Leadership
  • Degrees: Doctorate
National Career College
Panorama City

Choosing a school and a new career path can be a very overwhelming process.

  • Programs:
  • Degrees:
California College San Diego
National City, San Diego, San Marcos

The Secret to Getting Ahead is Getting Started

  • Programs: Business Management & Accounting (AAS), Accounting (BS)
  • Degrees: Associate, Bachelor
Matching School Ads
You are visiting:

Find a school near you

What are Career Stories?

Career Stories are concise, real-world career overviews written by people relating their personal career experiences and wisdom. They provide invaluable insights and mentoring advice to students and career changers.

Most stories include:

  • a typical day or project
  • tips and advice
  • best and worst parts
  • educational background
  • previous experience

Browse hundreds of Career Stories

More Details On This Career

Please also see our detailed information about Insurance Sales Agents, including:

Back to Top
SPEAK TO AN ADVISOR 1.844.285.6104