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First Capital Investment Company, LLC is headquartered in Richardson, Texas and provides lending in California, Florida, and Texas with a pending license in Nevada. The mission of First Capital Investment Company is to obtain customers for life. The majority of business is supplied by referrals from previous customers and local real estate professionals.
First Capital Investment Company offers numerous loan programs that include the following: 15 and 30 year fixed rate mortgages, various adjustable rate mortgages, 5 and 7 year balloon mortgages, first time buyer programs, state income programs, no point and no fee programs, imperfect credit programs, home equity lines of credit, and home equity fixed loans. Other unique programs include: the ability to purchase a house with 0 down, 80-10-10 or 80-15-5 piggyback loans, no PMI payments even with 5% or 10% down, debt consolidation programs, home improvement loans, and the ability to qualify for a loan even if a refusal has been previously given.
First Capital Investment Company presents customers with low rates and fees through enhanced knowledge and technology. Advanced technology enables their professional staff to close loans quickly and at a low cost by combining the Internet with superior processing software and automated underwriting systems. These capabilities ensure that every customer is given a customized loan in a quick and efficient manner.
First Capital Investment Co Llc is a HUD-approved lender (US Department of Housing and Urban Development).
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