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People in Cullman are spread across 6,026 individual places to live. Owners occupy 59% of the housing units in the city.
About 54% of owner-occupied housing units in Cullman have a mortgage of one type or another. Approximately 13% of housing units in the city carry a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Cullman area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 46% |
| With A Mortgage | 54% |
| First Mortgage Only | 41% |
| Second Mortgage or Home Equity Loan | 13% |
| Second Mortgage Only | 8% |
| Home Equity Loan Only | 5% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 16.9% |
| Median Real Estate Taxes (2000) | $302 |
| Category | Value |
|---|---|
| Total Occupied | 6,026 |
| 1-Person Households | 35% |
| 2-Person Households | 33% |
| 3-Person Households | 15% |
| 4-Person Households | 10% |
| 5-Person Households | 5% |
| 6-Person Households | 1% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1970 |
| Median Year Built (Owner Occupied) | 1967 |
| Median Year Built (Renter Occupied) | 1974 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 42% |
| Using Bottled/Tank Gas Heat | 2% |
| Using Electric Heat | 54% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 1% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 1% |
| 2 Bedrooms | 18% |
| 3 Bedrooms | 56% |
| 4 Bedrooms | 20% |
| 5+ Bedrooms | 5% |
Rate quotes from multiple lenders for the Cullman area:
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