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Tuscaloosa Mortgage Quotes And Real Estate Information

Tuscaloosa Mortgage Rates

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Tuscaloosa Mortgage and Real Estate Facts

Overview

There are 31,493 housing units in Tuscaloosa. An estimated 48% of living spaces in the city are occupied by their owners, not by renters.

Tuscaloosa Mortgage

In Tuscaloosa, 67% of non-rental housing carries a mortgage. In the city 14% of the housing has a mortgage beyond the initial new home purchase mortgage, such as a home equity loan or second mortgage.

Mortgage and interest rate quotes for the Tuscaloosa area (or anywhere else you choose in the US) are available, without obligation or credit checks:

Nearby Cities and Towns

LocationPop.Median Family
Income (2000)
Tuscaloosa77,906$41,753
Northport19,435$48,673

Of Note:

Tuscaloosa Mortgage Lenders * (Click names for details)

Mortgage Lender Name
CONSUMER FIRST MORTGAGE INC
CTX MORTGAGE COMPANY LLC
FIRST FEDERAL BANK
FIRST TRUST MORTGAGE CORPORATION OF AMER
HOMETOWN MORTGAGE SERVICES
NEW SOUTH FEDERAL SAVINGS BANK
SYNOVUS MORTGAGE CORP
WACHOVIA MORTGAGE CORPORATION
* Disclaimer: List is not guaranteed to be complete or accurate.

Tuscaloosa Credit Unions

Credit UnionYear OpenedQ1-2 2006 MortgagesPhone
ALABAMA CREDIT UNION195666(205) 348-2858
ALABAMA MENTAL HEALTH CREDIT UNION19552(205) 556-8860
CITY CREDIT UNION19505(205) 349-4209
DRUID CITY HOSPITAL (DCH) CREDIT UNION19559(205) 759-7317
PHIFER WIRE CREDIT UNION1965  
THE CREDIT UNION OF ALABAMA1951319(205) 759-1595
TUSCALOOSA COUNTY CREDIT UNION19595(205) 344-5100
TUSCALOOSA CREDIT UNION195115(205) 345-6043
TUSCALOOSA NEWS FEDERAL CREDIT UNION1958 (205) 722-0315
TUSCALOOSA TEACHERS CREDIT UNION195374(205) 759-1505
TUSCALOOSA V A FEDERAL CREDIT UNION195183(205) 556-7819
* Disclaimer: List is not guaranteed to be complete or accurate.   

Tuscaloosa Credit Counselors* (Free advice and counseling)

Credit Counselor NamePhone
CCCS OF ALABAMA - TUSCALOOSA BRANCH205-752-2598
CITY OF TUSCALOOSA COMMUNITY PLANNING AND DEV205-349-0175
COMMUNITY SERVICE PROGRAMS OF WEST ALABAMA, INC.205-752-5429-231
* Disclaimer: List is not guaranteed to be complete or accurate. 

Tuscaloosa Banks

NameTypeAssets
(Millions)
Local
Branches
AmSouth BankCommercial Lending50,4787
Bryant BankOther < $1 Billion311
Colonial Bank, National AssociationCommercial Lending20,9681
Compass BankCommercial Lending29,5122
First Federal Bank, A FSBMortgage Lending1372
First United Security BankCommercial Lending6011
Merchants & Farmers BankCommercial Lending711
National Bank of CommerceCommercial Lending1,0904
Regions BankCommercial Lending81,8206
Security BankCommercial Lending772
The Bank of TuscaloosaCommercial Lending3685
The Peoples Bank & Trust CompanyCommercial Lending7751
Wachovia Bank, National AssociationAll Other > $1 Billion459,5294
* Disclaimer: List is not guaranteed to be complete or accurate.   

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Tuscaloosa Mortgage Statistics

CategoryValue
Homes With No Mortgage33%
With A Mortgage67%
First Mortgage Only53%
Second Mortgage or Home Equity Loan14%
Second Mortgage Only6%
Home Equity Loan Only8%

Tuscaloosa Housing Expenses

CategoryValue
Owner Costs as % of Income17.7%
Median Real Estate Taxes (2000)$408

Tuscaloosa Household Size

CategoryValue
Total Occupied31,493
1-Person Households35%
2-Person Households33%
3-Person Households16%
4-Person Households10%
5-Person Households4%
6-Person Households2%
7+-Person Households1%

Tuscaloosa Housing Stock

CategoryValue
Median Year Built1973
Median Year Built (Owner Occupied)1971
Median Year Built (Renter Occupied)1975

Tuscaloosa Home Heating

CategoryValue
Using Utility Co. Gas Heat69%
Using Bottled/Tank Gas Heat1%
Using Electric Heat30%
Using Oil Heat0%
Using Coal0%
Using Wood Heating0%
Using Solar Heat0%
Other Heating0%
No Heating0%

Tuscaloosa Housing Size

CategoryValue
No Bedrooms0%
1 Bedroom2%
2 Bedrooms16%
3 Bedrooms54%
4 Bedrooms23%
5+ Bedrooms5%
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