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Chula Vista Introduction
Chula Vista is a city in Southern California located in Dan Diego County. It is located on the southeast end of San Diego Bay, 15 minutes south of San Diego and about 15 minutes north of the border with Mexico. Based on 2005 Census estimates, Chula Vista has a population of approximately 213,000 people, substantially up from the 2000 census when the population was nearly 174,000. Chula Vista is the second largest city in San Diego county.
Chula Vista Real Estate
There were over 75,000 housing units in Chula Vista as of 2005 (source: U.S. Census estimates). 94.3% of these were occupied, and 58.8% were owner occupied. This owner occupancy rate is lower than the national average was in 2005 when it was 66.9%.
Chula Vista's housing is relatively young. Almost half (49.1%) has been built since 1980, with 14.7% having been built in the 1990's, and 19.4% since the turn of the century. The majority of the older housing was built in the 1960s and 1970s, and only 16.9% was built prior to 1960. Most Chula Vista homes have 4 to 7 rooms and 2 to 3 bedrooms. 13.6% of Chula Vista homes have 8 or more rooms, and a quarter (25.9%) have 4 or more bedrooms.
Chula Vista housing is relatively expensive at 3.4 times the national average as of 2005. At that time, the median value of an owner occupied home was $565,100 compared to the national average, which was $167,500. Housing values in Chula Vista were almost 3 times what they were in 2000 when the value was $197,000.
Recent home prices for real estate in Chula Vista range from an average selling price of approximately $248,000 for a 1 bedroom, to approximately $741,000 for 4 bedrooms (as of March 2007). The average selling price for all Chula Vista real estate as of March, 2007 was approximately $646,000.
The US Census Bureau put the median monthly owner costs for a mortgaged home in Chula Vista at $2,209 in 2005. 79.8% of Chula Vista's owner occupied homes had a mortgage in 2005. Over a third of these also had some form of a second mortgage (a second mortgage and/or a home equity line of credit).
Chula Vista Property Taxes
The County of San Diego Treasurer - Tax Collector is responsible for collecting property taxes in San Diego County including Chula Vista. The San Diego Assessor/Recorder/County Clerk determines the assessments of all property in San Diego County. The median property tax bill for a Chula Vista owner occupied home was $3,727 in 2005.
Chula Vista Schools
Chula Vista is served by two school districts - the Chula Vista Elementary School District, and the Sweetwater Union High School District. The Chula Vista Elementary School District is the largest kindergarten through grade 6 school district in the State of California. It serves over 26,000 students in 43 schools. The Sweetwater Union High School District serves approximately 39,000 students in grades 7-12 (in and around Chula Vista). Two Chula Vista schools have been recognized as Blue Ribbon Schools of Excellence by the US Department of Education (USDOE). In addition, since 2000, three schools in the two districts serving Chula Vista have earned "Distinguished School Awards" from the California School Recognition Program.
Southwestern College is also located in Chula Vista.
Chula Vista Economy
Being so close to San Diego, Chula Vista's economy is inextricably intertwined with that of San Diego. The area's economy has traditionally been dependent on tourism and defense, but has expanded to include: biotechnology, communications, computer and electronics manufacturing, medical equipment manufacturing, pharmaceutical development, and software development and computer services. Some companies with a presence in Chula Vista include: Dai Nippon Printing Co. Ltd, Hitachi Home Electronics (America) Inc., Leviton, and RSI, ID Technologies.
In 2005, the median family income in Chula Vista was $60,032, which was above the national average of $55,832.
Chula Vista and California Mortgage and/or Real Estate Organizations
| Category | Value |
|---|---|
| Homes With No Mortgage | 19% |
| With A Mortgage | 81% |
| First Mortgage Only | 59% |
| Second Mortgage or Home Equity Loan | 21% |
| Second Mortgage Only | 14% |
| Home Equity Loan Only | 8% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 23.6% |
| Median Real Estate Taxes (2000) | $1,598 |
| Category | Value |
|---|---|
| Total Occupied | 57,728 |
| 1-Person Households | 19% |
| 2-Person Households | 28% |
| 3-Person Households | 18% |
| 4-Person Households | 18% |
| 5-Person Households | 10% |
| 6-Person Households | 4% |
| 7+-Person Households | 3% |
| Category | Value |
|---|---|
| Median Year Built | 1974 |
| Median Year Built (Owner Occupied) | 1975 |
| Median Year Built (Renter Occupied) | 1973 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 82% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 15% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 1% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 1% |
| Category | Value |
|---|---|
| No Bedrooms | 3% |
| 1 Bedroom | 6% |
| 2 Bedrooms | 20% |
| 3 Bedrooms | 39% |
| 4 Bedrooms | 26% |
| 5+ Bedrooms | 7% |
Rate quotes from multiple lenders for the Chula Vista area:
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