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In El Cajon there are 34,222 individual units of housing (the total of apartments, houses, and condos). As of 2000, the share of housing units in the city that were owner-occupied was 41%.
In El Cajon, 77% of housing units (exluding rentals) have a mortgage. About 22% of houses and condos in the city have a home equity loan or second mortgage.
Mortgage and interest rate quotes for the El Cajon area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 23% |
| With A Mortgage | 77% |
| First Mortgage Only | 56% |
| Second Mortgage or Home Equity Loan | 22% |
| Second Mortgage Only | 13% |
| Home Equity Loan Only | 9% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 23% |
| Median Real Estate Taxes (2000) | $1,268 |
| Category | Value |
|---|---|
| Total Occupied | 34,222 |
| 1-Person Households | 24% |
| 2-Person Households | 31% |
| 3-Person Households | 18% |
| 4-Person Households | 14% |
| 5-Person Households | 8% |
| 6-Person Households | 3% |
| 7+-Person Households | 2% |
| Category | Value |
|---|---|
| Median Year Built | 1971 |
| Median Year Built (Owner Occupied) | 1966 |
| Median Year Built (Renter Occupied) | 1973 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 82% |
| Using Bottled/Tank Gas Heat | 3% |
| Using Electric Heat | 14% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 2% |
| 1 Bedroom | 7% |
| 2 Bedrooms | 20% |
| 3 Bedrooms | 45% |
| 4 Bedrooms | 22% |
| 5+ Bedrooms | 4% |
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