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In Folsom there are 17,180 individual units of housing (the total of apartments, houses, and condos). As of 2000, the share of housing units in the city that were owner-occupied was 76%.
In Folsom, 89% of housing units (exluding rentals) have a mortgage. About 22% of houses and condos in the city have a home equity loan or second mortgage.
Mortgage and interest rate quotes for the Folsom area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 11% |
| With A Mortgage | 89% |
| First Mortgage Only | 68% |
| Second Mortgage or Home Equity Loan | 22% |
| Second Mortgage Only | 14% |
| Home Equity Loan Only | 8% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 22.6% |
| Median Real Estate Taxes (2000) | $2,530 |
| Category | Value |
|---|---|
| Total Occupied | 17,180 |
| 1-Person Households | 22% |
| 2-Person Households | 33% |
| 3-Person Households | 18% |
| 4-Person Households | 18% |
| 5-Person Households | 7% |
| 6-Person Households | 2% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1991 |
| Median Year Built (Owner Occupied) | 1991 |
| Median Year Built (Renter Occupied) | 1987 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 74% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 25% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 3% |
| 2 Bedrooms | 11% |
| 3 Bedrooms | 41% |
| 4 Bedrooms | 37% |
| 5+ Bedrooms | 8% |
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