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House hunters in Morro Bay will find an estimated 5,006 individual houses, condominiums, and apartments. Approximately 55% of housing in the city is owner-occupied.
At least 57% of home owners in Morro Bay are making mortgage payments. Like 12% of homeowners in the city, you might also use your home's equity with a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Morro Bay area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 43% |
| With A Mortgage | 57% |
| First Mortgage Only | 45% |
| Second Mortgage or Home Equity Loan | 12% |
| Second Mortgage Only | 6% |
| Home Equity Loan Only | 7% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 22.3% |
| Median Real Estate Taxes (2000) | $1,635 |
| Category | Value |
|---|---|
| Total Occupied | 5,006 |
| 1-Person Households | 39% |
| 2-Person Households | 39% |
| 3-Person Households | 12% |
| 4-Person Households | 6% |
| 5-Person Households | 2% |
| 6-Person Households | 1% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1970 |
| Median Year Built (Owner Occupied) | 1973 |
| Median Year Built (Renter Occupied) | 1965 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 84% |
| Using Bottled/Tank Gas Heat | 4% |
| Using Electric Heat | 9% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 2% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 1% |
| 1 Bedroom | 13% |
| 2 Bedrooms | 36% |
| 3 Bedrooms | 42% |
| 4 Bedrooms | 7% |
| 5+ Bedrooms | 0% |
Rate quotes from multiple lenders for the Morro Bay area:
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