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San Francisco Introduction
San Francisco, California, is the fourteenth largest city in the U.S. and the fourth largest city in California. It is located on the San Francisco peninsula on San Francisco Bay. 2005 U.S. Census estimates place the population of San Francisco at approximately 739,000 people, which is down nearly 40,000 people from the 2000 census.
San Francisco Neighborhoods
Some of the notable neighborhoods in San Francisco include:
San Francisco Real Estate
As of 2005, there were nearly 355,000 housing units in San Francisco (source: U.S. Census Bureau 2005 Community Survey). 90.8%, or 322,399, of San Francisco's homes were occupied. Of that, 38.0%, or 122,603, were owner occupied. The owner occupancy rate in San Francisco is under half of the national average of 66.9%.
San Francisco's homes are relatively old. According to 2005 U.S. Census estimates, 73.8% of San Francisco housing was built prior to 1960, and over half (52%) was built prior to 1939. 14.9% was built in the 1960s and '70s, 4.5% was built in the 1980s, 4.3% was built in the 1990s, and only 2.5% has been built since 2000. San Francisco homes are also relatively small. According to the same 2005 Census estimates, almost a third of San Francisco housing is 2 to 3 rooms with one bedroom. Roughly half is four to seven rooms with two to three bedrooms. Less than a tenth are larger with more rooms and bedrooms.
Two thirds (67.4%) of San Francisco homes were heated by utility gas in 2005. Most of the rest were heated by electricity (27.5%). A few (2.4%) were unheated.
As of 2005, the median value of an owner occupied home in San Francisco was $726,700, over four times the average for the United States, which was $167,500 in 2005. 2005 San Francisco housing prices represented a substantial increase over the median price as of the 2000 census, which was $396,400. In the third quarter of 2006, the median price of a San Francisco home was $749,400 (according to the National Association of Realtors or NAR). Also in the 3rd quarter of 2006, the median price of a San Francisco condominium was $600,600. Both are substantially above the national average.
In 2005, the median monthly housing costs for a San Francisco home were $2,558, which was well above the national average at that time of $1,295. Also as of 2005, 69.8% of San Francisco's owner occupied homes had a mortgage. In addition, 27.9% of these homes had one or more second mortgages and home equity lines.
San Francisco Property Taxes
In San Francisco, the median property tax bill for an owner occupied home was $3,897 (source: United States Census Bureau 2005 Community Survey). San Francisco property tax assessments are handled by the Office of the Assessor-Recorder. Property Taxes are collected by the Office of the Treasurer & Tax Collector.
San Francisco Schools
San Francisco is served by the San Francisco Unified School District. The San Francisco Unified School District has over 160 pre-school, elementary, middle and high schools that serve over 60,000 students. Since 2000, 13 of the San Francisco Unified School District schools have received "Distinguished School Awards" from the California School Recognition Program.
A very high percentage of San Francisco's school-age children attend one of the city's private or parochial schools. Nearly 30% attend one of these schools compared to the U.S. average of 10%.
There are also numerous private and public colleges and Universities in San Francisco, including: City College of San Francisco, San Francisco State University, the University of California at San Francisco, and the University of San Francisco. Nearby are also prestigious Stanford University and the University of California at Berkeley.
San Francisco Economy
Tourism is one of the main drivers of the San Francisco economy. In addition to tourism, other big industries include biotechnology, environmental technology, information technology, and professional services. Major San Francisco employers include: Bechtel Group Inc., FirstAmerica Automotive Inc., Levi Strauss & Co., Lucas Film Limited, and New United Motor. There are also eleven Fortune 500 companies headquartered in San Francisco.
As of 2005, the median family income for San San Francisco was $73,180. This was substantially above the national average of $55,832 in 2005.
San Francisco/California Mortgage and Real Estate Organizations
| Category | Value |
|---|---|
| Homes With No Mortgage | 32% |
| With A Mortgage | 68% |
| First Mortgage Only | 53% |
| Second Mortgage or Home Equity Loan | 15% |
| Second Mortgage Only | 7% |
| Home Equity Loan Only | 8% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 20.2% |
| Median Real Estate Taxes (2000) | $1,996 |
| Category | Value |
|---|---|
| Total Occupied | 329,700 |
| 1-Person Households | 39% |
| 2-Person Households | 31% |
| 3-Person Households | 13% |
| 4-Person Households | 9% |
| 5-Person Households | 4% |
| 6-Person Households | 2% |
| 7+-Person Households | 2% |
| Category | Value |
|---|---|
| Median Year Built | 1939 |
| Median Year Built (Owner Occupied) | 1939 |
| Median Year Built (Renter Occupied) | 1941 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 81% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 16% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 1% |
| Category | Value |
|---|---|
| No Bedrooms | 2% |
| 1 Bedroom | 11% |
| 2 Bedrooms | 39% |
| 3 Bedrooms | 33% |
| 4 Bedrooms | 11% |
| 5+ Bedrooms | 4% |
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