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In Santa Cruz there are 20,395 places to live. The city has, of course, a mix of various types of housing. Recently 46% of the livable housing units were owner-occupied.
In Santa Cruz, 75% of housing units (exluding rentals) have a mortgage. Home equity loans and second mortgages are not rare in the city; about 20% of owners use them.
Mortgage and interest rate quotes for the Santa Cruz area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 25% |
| With A Mortgage | 75% |
| First Mortgage Only | 55% |
| Second Mortgage or Home Equity Loan | 20% |
| Second Mortgage Only | 9% |
| Home Equity Loan Only | 11% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 23.2% |
| Median Real Estate Taxes (2000) | $2,096 |
| Category | Value |
|---|---|
| Total Occupied | 20,395 |
| 1-Person Households | 29% |
| 2-Person Households | 34% |
| 3-Person Households | 16% |
| 4-Person Households | 12% |
| 5-Person Households | 5% |
| 6-Person Households | 2% |
| 7+-Person Households | 2% |
| Category | Value |
|---|---|
| Median Year Built | 1962 |
| Median Year Built (Owner Occupied) | 1960 |
| Median Year Built (Renter Occupied) | 1964 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 88% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 8% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 2% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 1% |
| 1 Bedroom | 7% |
| 2 Bedrooms | 32% |
| 3 Bedrooms | 43% |
| 4 Bedrooms | 15% |
| 5+ Bedrooms | 2% |
Rate quotes from multiple lenders for the Santa Cruz area:
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Moving Traffic, Inc., operator of CityTownInfo.com, is not a broker or a lender, and all offers for loans or mortgages found on this site are made solely by the advertiser.