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Stockton Introduction
Stockton is the county seat of San Joaquin County, one of the largest agricultural counties in the United States. Stockton is also one of the fifteen largest cities in California, and the fourth largest inland city in California. 2005 US Census estimates place the population of Stockton at just under 280,000 people. This represents an increase from the 2000 census when the population was 244,000 people. Stockton is approximately an hour and a half west of San Francisco, and 50 minutes south of Sacramento.
Stockton Neighborhoods
Stockton neighborhoods include: Bear Creek, Brookside, Civic Center, Lakeview, Lincoln Village West, Pacific, Park, Seaport, Sherwood Manor, Spanos Park, Stonewood, Valley Oak, and Weston Ranch. Some of the more notable among these are:
In addition, the downtown area of Stockton is seeing increasing revitalization.
Stockton Real Estate
According to the US Census, as of 2005 there were 95,375 housing units in Stockton. 54.5% of those were owner occupied (below the national average - 66.9%).
The majority of Stockton housing was built prior to 1990, with over a quarter (27.2%) having been built prior to 1960. Under a quarter (23.6%) has been built since 1990. The "typical" Stockton home is 4 to 5 rooms and 2 to 3 bedrooms. Over a third have more rooms, and nearly 20% have 4 or more bedrooms.
Three quarters of Stockton's housing is heated by utility gas. Most of the remainder are heated by electricity.
Stockton's homes are relatively inexpensive by California standards. The median price of an owner occupied home in Stockton was $341,800 in 2005, above the national average of $167,500. Stockton's house prices have appreciated significantly since the 2000 census when the median price of an owner occupied home was $119,500.
The median monthly owner costs for a Stockton owner occupied home in 2005 were $1,632, above the national average of $1,295 at that time. 80.3% of Stockton's owner occupied homes had a mortgage in 2005. 23.4% also had one or more second mortgages.
Stockton Property Taxes
In 2005, the median real estate tax bill for an owner occupied home in Stockton was $1,598. The Treasurer/Tax Collector for San Joaquin County collects Stockton's property taxes. The San Joaquin County Assessor's Office has the responsibility to assess all taxable real and personal property in San Joaquin County, including the City of Stockton.
Stockton Schools
Most of Stockton's school children are served by the Stockton Unified School District. Some are served by other school districts, including the Lodi Unified School District, the Lincoln Unified School District, and the Manteca Unified School District. The Stockton Unified School District has nearly 50 schools.
There are many private schools in Stockton, including: Annunciation Elementary School, Carden Elementary School, St. Mary's High School, St. Luke's Elementary School, Brookside Christian High School, Lakeside Christian Elementary School, and Inner City Christian Academy.
Colleges and universities located in Stockton include: Heald College, Humphreys College and School of Law, MTI Business College, National University, San Joaquin Delta College, the Stockton branch campus of California State University at Stanislaus, the University of Phoenix, the University of the Pacific, and Weber Institute of Science and Technology.
Stockton Economy
Traditionally, Stockton's economy has been based on agriculture. The largest non-farm sectors of the economy include: trade, transportation, and utilities; government; educational and health services; manufacturing; and professional and business services. Major employers in Stockton include: Dameron Hospital, Diamond of California, Food 4 Less, Golden 1 Credit Union, Kaiser Permanente, Pacific Gas and Electric, SBC Pacific Bell, St. Joseph’s Medical Center, the University of the Pacific, and Washington Mutual Financial.
In 2005, the median family income in Stockton was $57,101, which was below the national average at that time ($55,832).
Stockton and California Mortgage and/or Real Estate Organizations
| Category | Value |
|---|---|
| Homes With No Mortgage | 21% |
| With A Mortgage | 79% |
| First Mortgage Only | 62% |
| Second Mortgage or Home Equity Loan | 17% |
| Second Mortgage Only | 12% |
| Home Equity Loan Only | 5% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 21.5% |
| Median Real Estate Taxes (2000) | $973 |
| Category | Value |
|---|---|
| Total Occupied | 78,522 |
| 1-Person Households | 23% |
| 2-Person Households | 26% |
| 3-Person Households | 16% |
| 4-Person Households | 15% |
| 5-Person Households | 9% |
| 6-Person Households | 5% |
| 7+-Person Households | 5% |
| Category | Value |
|---|---|
| Median Year Built | 1974 |
| Median Year Built (Owner Occupied) | 1975 |
| Median Year Built (Renter Occupied) | 1972 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 73% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 24% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 1% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 2% |
| 1 Bedroom | 6% |
| 2 Bedrooms | 20% |
| 3 Bedrooms | 51% |
| 4 Bedrooms | 19% |
| 5+ Bedrooms | 3% |
Rate quotes from multiple lenders for the Stockton area:
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