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People in Fernandina Beach are spread across 4,513 individual places to live. Owners occupy 68% of the housing units in the city.
About 62% of owner-occupied housing units in Fernandina Beach have a mortgage of one type or another. Approximately 16% of housing units in the city carry a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Fernandina Beach area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 38% |
| With A Mortgage | 62% |
| First Mortgage Only | 46% |
| Second Mortgage or Home Equity Loan | 16% |
| Second Mortgage Only | 8% |
| Home Equity Loan Only | 8% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 19.2% |
| Median Real Estate Taxes (2000) | $1,256 |
| Category | Value |
|---|---|
| Total Occupied | 4,513 |
| 1-Person Households | 30% |
| 2-Person Households | 40% |
| 3-Person Households | 14% |
| 4-Person Households | 10% |
| 5-Person Households | 4% |
| 6-Person Households | 2% |
| 7+-Person Households | 0% |
| Category | Value |
|---|---|
| Median Year Built | 1980 |
| Median Year Built (Owner Occupied) | 1979 |
| Median Year Built (Renter Occupied) | 1980 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 0% |
| Using Bottled/Tank Gas Heat | 7% |
| Using Electric Heat | 90% |
| Using Oil Heat | 2% |
| Using Coal | 0% |
| Using Wood Heating | 1% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 1% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 3% |
| 2 Bedrooms | 17% |
| 3 Bedrooms | 61% |
| 4 Bedrooms | 16% |
| 5+ Bedrooms | 2% |
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