Gainesville has 37,278 houses and apartments. Of the houses, apartments, etc. in the city, about 48% are lived in by their owners, not renters.
In Gainesville, 69% of housing owners are paying off a mortgage. It's about 12% of homeowners in the city that use a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Gainesville area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Location | Pop. | Median Family Income (2000) |
|---|---|---|
| Gainesville | 95,447 | $44,263 |
| Alachua | 6,098 | $49,542 |
| High Springs | 3,863 | $43,779 |
| Newberry | 3,316 | $41,544 |
| Starke | 5,593 | $35,093 |
| Mortgage Lender Name |
|---|
| AMERICA'S MORTGAGE BROKER LLC |
| BANK OF AMERICA NA CHARLOTTE |
| CAPITAL CITY BANK |
| COUNTRYWIDE MORTGAGE VENTURES LLC |
| FIRST HORIZON HOME LOAN CORPORATION |
| J AND C INVESTMENT PROPERTIES CORP |
| MILLENNIUM BANK |
| NEW SOUTH FEDERAL SAVINGS BANK |
| PEOPLES FIRST COMMUNITY BANK |
| VANTAGE MORTGAGE GROUP INC |
| * Disclaimer: List is not guaranteed to be complete or accurate. |
| Credit Union | Year Opened | Q1-2 2006 Mortgages | Phone |
|---|---|---|---|
| CAMPUS USA CREDIT UNION | 1935 | 792 | (352) 335-9090 |
| FIRST CREDIT UNION OF GAINESVILLE | 1991 | 58 | (352) 372-8225 |
| FLORIDA CREDIT UNION | 1954 | 795 | (352) 377-4141 |
| FLORIDA HEALTHCARE CREDIT UNION | 1979 | 1 | (352) 381-0222 |
| HCA FEDERAL CREDIT UNION | 1974 | (352) 333-4760 | |
| SUNSTATE FEDERAL CREDIT UNION | 1957 | 90 | (352) 381-5200 |
| * Disclaimer: List is not guaranteed to be complete or accurate. |
| Credit Counselor Name | Phone |
|---|---|
| CITY OF GAINESVILLE HOUSING AND ECONOMIC DEVE | 352-334-5026 |
| NEIGHBORHOOD HOUSING & DEVELOPMENT CORPORATION | 352-380-9119 |
| * Disclaimer: List is not guaranteed to be complete or accurate. |
| Name | Type | Assets (Millions) | Local Branches |
|---|---|---|---|
| Alarion Bank | Commercial Lending | 41 | 1 |
| AmSouth Bank | Commercial Lending | 50,478 | 1 |
| Bank of America, National Association | All Other > $1 Billion | 1,047,537 | 6 |
| Capital City Bank | Commercial Lending | 2,620 | 3 |
| Compass Bank | Commercial Lending | 29,512 | 4 |
| Florida Citizens Bank | Commercial Lending | 186 | 4 |
| Mercantile Bank | Commercial Lending | 5,706 | 4 |
| Merchants & Southern Bank | Commercial Lending | 267 | 4 |
| Millennium Bank | Commercial Lending | 166 | 2 |
| SunTrust Bank | Commercial Lending | 167,395 | 4 |
| Wachovia Bank, National Association | All Other > $1 Billion | 459,529 | 12 |
| * Disclaimer: List is not guaranteed to be complete or accurate. |
| Category | Value |
|---|---|
| Homes With No Mortgage | 31% |
| With A Mortgage | 69% |
| First Mortgage Only | 57% |
| Second Mortgage or Home Equity Loan | 12% |
| Second Mortgage Only | 7% |
| Home Equity Loan Only | 5% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 17.3% |
| Median Real Estate Taxes (2000) | $1,077 |
| Category | Value |
|---|---|
| Total Occupied | 37,278 |
| 1-Person Households | 33% |
| 2-Person Households | 35% |
| 3-Person Households | 17% |
| 4-Person Households | 10% |
| 5-Person Households | 4% |
| 6-Person Households | 1% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1974 |
| Median Year Built (Owner Occupied) | 1973 |
| Median Year Built (Renter Occupied) | 1974 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 54% |
| Using Bottled/Tank Gas Heat | 3% |
| Using Electric Heat | 40% |
| Using Oil Heat | 2% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 4% |
| 2 Bedrooms | 19% |
| 3 Bedrooms | 55% |
| 4 Bedrooms | 20% |
| 5+ Bedrooms | 3% |
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