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Gainesville Mortgage Quotes And Real Estate Information

Gainesville Mortgage Rates

Rate quotes from multiple lenders for the the Gainesville area:

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Gainesville Mortgage and Real Estate Facts

Overview

Gainesville has 37,278 houses and apartments. Of the houses, apartments, etc. in the city, about 48% are lived in by their owners, not renters.

Gainesville Mortgage

In Gainesville, 69% of housing owners are paying off a mortgage. It's about 12% of homeowners in the city that use a second mortgage or home equity loan.

Mortgage and interest rate quotes for the Gainesville area (or anywhere else you choose in the US) are available, without obligation or credit checks:

Nearby Cities and Towns

LocationPop.Median Family
Income (2000)
Gainesville95,447$44,263
Alachua6,098$49,542
High Springs3,863$43,779
Newberry3,316$41,544
Starke5,593$35,093

Of Note:

Gainesville Mortgage Lenders * (Click names for details)

Mortgage Lender Name
AMERICA'S MORTGAGE BROKER LLC
BANK OF AMERICA NA CHARLOTTE
CAPITAL CITY BANK
COUNTRYWIDE MORTGAGE VENTURES LLC
FIRST HORIZON HOME LOAN CORPORATION
J AND C INVESTMENT PROPERTIES CORP
MILLENNIUM BANK
NEW SOUTH FEDERAL SAVINGS BANK
PEOPLES FIRST COMMUNITY BANK
VANTAGE MORTGAGE GROUP INC
* Disclaimer: List is not guaranteed to be complete or accurate.

Gainesville Credit Unions

Credit UnionYear OpenedQ1-2 2006 MortgagesPhone
CAMPUS USA CREDIT UNION1935792(352) 335-9090
FIRST CREDIT UNION OF GAINESVILLE199158(352) 372-8225
FLORIDA CREDIT UNION1954795(352) 377-4141
FLORIDA HEALTHCARE CREDIT UNION19791(352) 381-0222
HCA FEDERAL CREDIT UNION1974 (352) 333-4760
SUNSTATE FEDERAL CREDIT UNION195790(352) 381-5200
* Disclaimer: List is not guaranteed to be complete or accurate.   

Gainesville Credit Counselors* (Free advice and counseling)

Credit Counselor NamePhone
CITY OF GAINESVILLE HOUSING AND ECONOMIC DEVE352-334-5026
NEIGHBORHOOD HOUSING & DEVELOPMENT CORPORATION352-380-9119
* Disclaimer: List is not guaranteed to be complete or accurate. 

Gainesville Banks

NameTypeAssets
(Millions)
Local
Branches
Alarion BankCommercial Lending411
AmSouth BankCommercial Lending50,4781
Bank of America, National AssociationAll Other > $1 Billion1,047,5376
Capital City BankCommercial Lending2,6203
Compass BankCommercial Lending29,5124
Florida Citizens BankCommercial Lending1864
Mercantile BankCommercial Lending5,7064
Merchants & Southern BankCommercial Lending2674
Millennium BankCommercial Lending1662
SunTrust BankCommercial Lending167,3954
Wachovia Bank, National AssociationAll Other > $1 Billion459,52912
* Disclaimer: List is not guaranteed to be complete or accurate.   

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Gainesville Mortgage Statistics

CategoryValue
Homes With No Mortgage31%
With A Mortgage69%
First Mortgage Only57%
Second Mortgage or Home Equity Loan12%
Second Mortgage Only7%
Home Equity Loan Only5%

Gainesville Housing Expenses

CategoryValue
Owner Costs as % of Income17.3%
Median Real Estate Taxes (2000)$1,077

Gainesville Household Size

CategoryValue
Total Occupied37,278
1-Person Households33%
2-Person Households35%
3-Person Households17%
4-Person Households10%
5-Person Households4%
6-Person Households1%
7+-Person Households1%

Gainesville Housing Stock

CategoryValue
Median Year Built1974
Median Year Built (Owner Occupied)1973
Median Year Built (Renter Occupied)1974

Gainesville Home Heating

CategoryValue
Using Utility Co. Gas Heat54%
Using Bottled/Tank Gas Heat3%
Using Electric Heat40%
Using Oil Heat2%
Using Coal0%
Using Wood Heating0%
Using Solar Heat0%
Other Heating0%
No Heating0%

Gainesville Housing Size

CategoryValue
No Bedrooms0%
1 Bedroom4%
2 Bedrooms19%
3 Bedrooms55%
4 Bedrooms20%
5+ Bedrooms3%
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