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People in St. Cloud are spread across 7,749 individual places to live. Owners occupy 72% of the housing units in the city.
About 74% of owner-occupied housing units in St. Cloud have a mortgage of one type or another. Approximately 12% of housing units in the city carry a second mortgage or home equity loan.
Mortgage and interest rate quotes for the St. Cloud area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 26% |
| With A Mortgage | 74% |
| First Mortgage Only | 62% |
| Second Mortgage or Home Equity Loan | 12% |
| Second Mortgage Only | 10% |
| Home Equity Loan Only | 2% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 20.4% |
| Median Real Estate Taxes (2000) | $899 |
| Category | Value |
|---|---|
| Total Occupied | 7,749 |
| 1-Person Households | 23% |
| 2-Person Households | 36% |
| 3-Person Households | 19% |
| 4-Person Households | 13% |
| 5-Person Households | 7% |
| 6-Person Households | 2% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1982 |
| Median Year Built (Owner Occupied) | 1982 |
| Median Year Built (Renter Occupied) | 1982 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 3% |
| Using Bottled/Tank Gas Heat | 5% |
| Using Electric Heat | 90% |
| Using Oil Heat | 1% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 1% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 5% |
| 2 Bedrooms | 30% |
| 3 Bedrooms | 53% |
| 4 Bedrooms | 11% |
| 5+ Bedrooms | 2% |
Rate quotes from multiple lenders for the St. Cloud area:
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Moving Traffic, Inc., operator of CityTownInfo.com, is not a broker or a lender, and all offers for loans or mortgages found on this site are made solely by the advertiser.