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Albany has 28,687 housing units, combining houses, condominiums, and apartments. About 47% of housing units in the city are owner-occupied.
About 70% of owner-occupied housing units in Albany have a mortgage of one type or another. Approximately 14% of housing units in the city carry a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Albany area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 30% |
| With A Mortgage | 70% |
| First Mortgage Only | 56% |
| Second Mortgage or Home Equity Loan | 14% |
| Second Mortgage Only | 8% |
| Home Equity Loan Only | 7% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 18.3% |
| Median Real Estate Taxes (2000) | $847 |
| Category | Value |
|---|---|
| Total Occupied | 28,687 |
| 1-Person Households | 29% |
| 2-Person Households | 30% |
| 3-Person Households | 17% |
| 4-Person Households | 13% |
| 5-Person Households | 7% |
| 6-Person Households | 3% |
| 7+-Person Households | 2% |
| Category | Value |
|---|---|
| Median Year Built | 1971 |
| Median Year Built (Owner Occupied) | 1968 |
| Median Year Built (Renter Occupied) | 1974 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 41% |
| Using Bottled/Tank Gas Heat | 3% |
| Using Electric Heat | 55% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 1% |
| 1 Bedroom | 2% |
| 2 Bedrooms | 16% |
| 3 Bedrooms | 63% |
| 4 Bedrooms | 17% |
| 5+ Bedrooms | 2% |
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