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People in Cumming are spread across 1,480 individual places to live. Owners occupy 48% of the housing units in the city.
About 74% of owner-occupied housing units in Cumming have a mortgage of one type or another. Approximately 9% of housing units in the city carry a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Cumming area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 26% |
| With A Mortgage | 74% |
| First Mortgage Only | 65% |
| Second Mortgage or Home Equity Loan | 9% |
| Second Mortgage Only | 3% |
| Home Equity Loan Only | 6% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 17.9% |
| Median Real Estate Taxes (2000) | $958 |
| Category | Value |
|---|---|
| Total Occupied | 1,480 |
| 1-Person Households | 28% |
| 2-Person Households | 32% |
| 3-Person Households | 15% |
| 4-Person Households | 11% |
| 5-Person Households | 8% |
| 6-Person Households | 2% |
| 7+-Person Households | 4% |
| Category | Value |
|---|---|
| Median Year Built | 1986 |
| Median Year Built (Owner Occupied) | 1984 |
| Median Year Built (Renter Occupied) | 1988 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 77% |
| Using Bottled/Tank Gas Heat | 0% |
| Using Electric Heat | 23% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 5% |
| 2 Bedrooms | 14% |
| 3 Bedrooms | 57% |
| 4 Bedrooms | 23% |
| 5+ Bedrooms | 2% |
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