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In Ames there are 18,045 places to live of various types. In the city, 46% of the houses and apartments are occupied by the owners, not rented out.
About 71% of owner-occupied housing units in Ames have a mortgage of one type or another. Approximately 15% of housing units in the city carry a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Ames area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 29% |
| With A Mortgage | 71% |
| First Mortgage Only | 56% |
| Second Mortgage or Home Equity Loan | 15% |
| Second Mortgage Only | 5% |
| Home Equity Loan Only | 11% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 17.3% |
| Median Real Estate Taxes (2000) | $1,779 |
| Category | Value |
|---|---|
| Total Occupied | 18,045 |
| 1-Person Households | 29% |
| 2-Person Households | 38% |
| 3-Person Households | 17% |
| 4-Person Households | 12% |
| 5-Person Households | 4% |
| 6-Person Households | 1% |
| 7+-Person Households | 0% |
| Category | Value |
|---|---|
| Median Year Built | 1973 |
| Median Year Built (Owner Occupied) | 1968 |
| Median Year Built (Renter Occupied) | 1975 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 96% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 3% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 2% |
| 2 Bedrooms | 20% |
| 3 Bedrooms | 49% |
| 4 Bedrooms | 24% |
| 5+ Bedrooms | 5% |
Rate quotes from multiple lenders for the Ames area:
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