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House hunters in Cedar Falls will find an estimated 12,835 individual houses, condominiums, and apartments. Approximately 64% of housing in the city is owner-occupied.
At least 67% of home owners in Cedar Falls are making mortgage payments. Like 20% of homeowners in the city, you might also use your home's equity with a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Cedar Falls area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 33% |
| With A Mortgage | 67% |
| First Mortgage Only | 47% |
| Second Mortgage or Home Equity Loan | 20% |
| Second Mortgage Only | 8% |
| Home Equity Loan Only | 12% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 15.9% |
| Median Real Estate Taxes (2000) | $1,550 |
| Category | Value |
|---|---|
| Total Occupied | 12,835 |
| 1-Person Households | 26% |
| 2-Person Households | 37% |
| 3-Person Households | 15% |
| 4-Person Households | 15% |
| 5-Person Households | 5% |
| 6-Person Households | 1% |
| 7+-Person Households | 0% |
| Category | Value |
|---|---|
| Median Year Built | 1964 |
| Median Year Built (Owner Occupied) | 1961 |
| Median Year Built (Renter Occupied) | 1970 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 86% |
| Using Bottled/Tank Gas Heat | 4% |
| Using Electric Heat | 9% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 2% |
| 2 Bedrooms | 23% |
| 3 Bedrooms | 52% |
| 4 Bedrooms | 18% |
| 5+ Bedrooms | 4% |
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