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There are 1,810 housing units in Spirit Lake. An estimated 71% of living spaces in the city are occupied by their owners, not by renters.
In Spirit Lake, 61% of non-rental housing carries a mortgage. In the city 9% of the housing has a mortgage beyond the initial new home purchase mortgage, such as a home equity loan or second mortgage.
Mortgage and interest rate quotes for the Spirit Lake area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 39% |
| With A Mortgage | 61% |
| First Mortgage Only | 53% |
| Second Mortgage or Home Equity Loan | 9% |
| Second Mortgage Only | 2% |
| Home Equity Loan Only | 6% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 16.4% |
| Median Real Estate Taxes (2000) | $999 |
| Category | Value |
|---|---|
| Total Occupied | 1,810 |
| 1-Person Households | 34% |
| 2-Person Households | 33% |
| 3-Person Households | 13% |
| 4-Person Households | 12% |
| 5-Person Households | 6% |
| 6-Person Households | 1% |
| 7+-Person Households | 0% |
| Category | Value |
|---|---|
| Median Year Built | 1967 |
| Median Year Built (Owner Occupied) | 1966 |
| Median Year Built (Renter Occupied) | 1968 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 91% |
| Using Bottled/Tank Gas Heat | 3% |
| Using Electric Heat | 6% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 4% |
| 2 Bedrooms | 28% |
| 3 Bedrooms | 37% |
| 4 Bedrooms | 28% |
| 5+ Bedrooms | 4% |
Rate quotes from multiple lenders for the Spirit Lake area:
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Moving Traffic, Inc., operator of CityTownInfo.com, is not a broker or a lender, and all offers for loans or mortgages found on this site are made solely by the advertiser.
