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Rate quotes from multiple lenders for the the Waterloo area:
There are 28,166 housing units in Waterloo. An estimated 67% of living spaces in the city are occupied by their owners, not by renters.
In Waterloo, 62% of non-rental housing carries a mortgage. In the city 15% of the housing has a mortgage beyond the initial new home purchase mortgage, such as a home equity loan or second mortgage.
Mortgage and interest rate quotes for the Waterloo area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Location | Pop. | Median Family Income (2000) |
|---|---|---|
| Waterloo | 68,747 | $42,731 |
| Cedar Falls | 36,145 | $56,158 |
| Evansdale | 4,526 | $37,418 |
| Independence | 6,014 | $45,951 |
| Waverly | 8,968 | $52,656 |
| Mortgage Lender Name |
|---|
| AMERICAN NATIONWIDE MORTGAGE COMPANY INC |
| COMMUNITY MORTGAGE GROUP INC |
| GMAC MORTGAGE |
| * Disclaimer: List is not guaranteed to be complete or accurate. |
| Credit Union | Year Opened | Q1-2 2006 Mortgages | Phone |
|---|---|---|---|
| ALLEN HOSPITAL PERSONNEL CREDIT UNION | 1961 | (319) 235-3678 | |
| CHICAGO CENTRAL AND COMMERCE CREDIT UNION | 1933 | 2 | (319) 232-0808 |
| MIDWEST FEDERAL EMPLOYEES CREDIT UNION | 1930 | 6 | (319) 233-4723 |
| MIDWEST UTILITIES CREDIT UNION | 1934 | 2 | (319) 291-4699 |
| PUBLIC EMPLOYEES CREDIT UNION | 1952 | 37 | (319) 291-4375 |
| VERIDIAN CREDIT UNION | 1934 | 1726 | (319) 236-5600 |
| WARREN CREDIT UNION | 1959 | (319) 233-9240 | |
| WATERLOO FIREMEN'S CREDIT UNION | 1933 | 3 | (319) 236-3803 |
| * Disclaimer: List is not guaranteed to be complete or accurate. |
| Credit Counselor Name | Phone |
|---|---|
| CCCS OF NORTHEASERN IOWA | 319-234-0661 |
| FAMILY MANAGEMENT CREDIT COUNSELORS, INCORPOR | 319-234-6695 |
| * Disclaimer: List is not guaranteed to be complete or accurate. |
| Name | Type | Assets (Millions) | Local Branches |
|---|---|---|---|
| BankIowa of Cedar Rapids | Agricultural | 341 | 1 |
| Community National Bank | Commercial Lending | 280 | 2 |
| Farmers State Bank | Commercial Lending | 119 | 1 |
| First Security State Bank | Commercial Lending | 85 | 1 |
| Lincoln Savings Bank | Agricultural | 362 | 1 |
| MidWestOne Bank & Trust | Agricultural | 283 | 1 |
| Regions Bank | Commercial Lending | 81,820 | 5 |
| U.S. Bank National Association | Commercial Lending | 203,477 | 3 |
| Wells Fargo Bank, National Association | All Other > $1 Billion | 364,120 | 2 |
| * Disclaimer: List is not guaranteed to be complete or accurate. |
| Category | Value |
|---|---|
| Homes With No Mortgage | 38% |
| With A Mortgage | 62% |
| First Mortgage Only | 47% |
| Second Mortgage or Home Equity Loan | 15% |
| Second Mortgage Only | 6% |
| Home Equity Loan Only | 9% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 15.8% |
| Median Real Estate Taxes (2000) | $955 |
| Category | Value |
|---|---|
| Total Occupied | 28,166 |
| 1-Person Households | 30% |
| 2-Person Households | 35% |
| 3-Person Households | 15% |
| 4-Person Households | 12% |
| 5-Person Households | 6% |
| 6-Person Households | 2% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1957 |
| Median Year Built (Owner Occupied) | 1955 |
| Median Year Built (Renter Occupied) | 1961 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 90% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 8% |
| Using Oil Heat | 1% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 4% |
| 2 Bedrooms | 31% |
| 3 Bedrooms | 50% |
| 4 Bedrooms | 13% |
| 5+ Bedrooms | 2% |
 | Waterloo Careers Waterloo career and employment information. |
 | Waterloo Colleges Waterloo colleges and trade schools. |
 | Waterloo Hotels & Travel Waterloo hotels, landmarks, tourism, transportation. |
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