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Rate quotes from multiple lenders for the the Clay City area:
Clay City has 528 houses and apartments. Of the houses, apartments, etc. in the city, about 63% are lived in by their owners, not renters.
In Clay City, 59% of housing owners are paying off a mortgage. It's about 6% of homeowners in the city that use a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Clay City area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Mortgage Lender Name |
|---|
| VAN DYK MORTGAGE CORPORATION |
| * Disclaimer: List is not guaranteed to be complete or accurate. |
| Name | Type | Assets (Millions) | Local Branches |
|---|---|---|---|
| Peoples Exchange Bank | Commercial Lending | 229 | 1 |
| Whitaker Bank | Commercial Lending | 1,098 | 1 |
| * Disclaimer: List is not guaranteed to be complete or accurate. |
| Category | Value |
|---|---|
| Homes With No Mortgage | 41% |
| With A Mortgage | 59% |
| First Mortgage Only | 53% |
| Second Mortgage or Home Equity Loan | 6% |
| Second Mortgage Only | 6% |
| Home Equity Loan Only | 0% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 16.3% |
| Median Real Estate Taxes (2000) | $368 |
| Category | Value |
|---|---|
| Total Occupied | 528 |
| 1-Person Households | 28% |
| 2-Person Households | 30% |
| 3-Person Households | 23% |
| 4-Person Households | 12% |
| 5-Person Households | 4% |
| 6-Person Households | 2% |
| 7+-Person Households | 0% |
| Category | Value |
|---|---|
| Median Year Built | 1976 |
| Median Year Built (Owner Occupied) | 1975 |
| Median Year Built (Renter Occupied) | 1979 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 76% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 22% |
| Using Oil Heat | 0% |
| Using Coal | 1% |
| Using Wood Heating | 1% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 2% |
| 2 Bedrooms | 30% |
| 3 Bedrooms | 58% |
| 4 Bedrooms | 8% |
| 5+ Bedrooms | 2% |
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