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Baltimore Mortgage Quotes And Real Estate Information

Baltimore Mortgage Rates

Rate quotes from multiple lenders for the the Baltimore area:

Property State

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Baltimore Mortgage and Real Estate Facts

Overview

Baltimore has 257,996 houses and apartments. Of the houses, apartments, etc. in the city, about 50% are lived in by their owners, not renters.

Baltimore Mortgage

In Baltimore, 68% of housing owners are paying off a mortgage. It's about 15% of homeowners in the city that use a second mortgage or home equity loan.

Mortgage and interest rate quotes for the Baltimore area (or anywhere else you choose in the US) are available, without obligation or credit checks:

Nearby Cities and Towns

LocationPop.Median Family
Income (2000)
Baltimore651,154$35,438
Bel Air10,080$58,299
Columbia88,254$83,753
Dundalk62,306$46,035
Ellicott City56,397$91,968
Laurel19,960$58,552
Towson51,793$75,832

Of Note:

Baltimore Mortgage Lenders * (Click names for details)

Mortgage Lender Name
AAA WORLDWIDE FINANCIAL COMPANY
ADMIRAL MORTGAGE INC
ADVANCE BANK
ADVANCE MORTGAGE CORPORATION
ADVOCATE MORTGAGE GROUP INC
AGM FINANCIAL SERVICES INC
ALLIED HOME MORTGAGE CAPITAL CORPORATION
AMSTAR MORTGAGE CORPORATION
ARK- LA- TEX FINANCIAL SERVICES LLC
BALTIMORE COUNTY SAVINGS BANK FSB
BRADFORD FEDERAL SAVINGS BANK
CAPITAL FUNDING GROUP
CARROLLTON BANK
CASH OUT MORTGAGE CORPORATION
CENTRAL PACIFIC MORTGAGE CO
CENTURION MORTGAGE SERVICES LLC
CHALLENGE FINANCIAL INVESTORS CORP
CHESAPEAKE BANK OF MARYLAND
CITYWIDE MORTGAGE CORP
CLAYTON PETERS & ASSOCIATES INC
CUSTOM MORTGAGE CORP
EQUITABLE TRUST MORTGAGE CORP
EQUITY ONE INC
EXCEL MORTGAGE GROUP INC
FAIRWAY CAPITAL MORTGAGE CORP.
FARMERS AND MECHANICS BANK
FIRST GREENSBORO HOME EQUITY INC
FIRST HOME MORTGAGE CORP
FIRST MAGNUS FINANCIAL CORP
FIRST MARINER BANK
FIRST MONEY GROUP INC
FIRST MUTUAL CORP
FIRST PREFERENCE MTG CORP
FIRST SECURITY MORTGAGE CORP
FIRSTLINE MORTGAGE INC
FRANKLIN BANK SSB
FRATERNITY FEDERAL SAVINGS AND LOAN ASSN
GLOBAL MORTGAGE INC
HOPKINS FEDERAL SAVINGS BANK
IDEAL FEDERAL SAVINGS BANK
M AND T REALTY CAPITAL CORPORATION
MADISON FUNDING INC
MANUFACTURERS AND TRADERS TR CO
MARANATHA MORTGAGE CORPORATION
MBA MORTGAGE CORPORATION
MERCANTILE MORTGAGE LLC
PROVIDENT BANK OF MD
PULTE MORTGAGE LLC
SAINT CASIMIRS SAVINGS BANK
SGB CORPORATION
VERTICAL LEND INC
WALL STREET FINANCIAL CORP
WISE FINANCIAL SERVICES INC
* Disclaimer: List is not guaranteed to be complete or accurate.

Baltimore Credit Unions

Credit UnionYear OpenedQ1-2 2006 MortgagesPhone
ABACO MD FEDERAL CREDIT UNION1958 (410) 222-4184
AMERICAN HAMMERED FEDERAL CREDIT UNION1948 (410) 547-7681
ASE FEDERAL CREDIT UNION19692 
BALTIMORE PIPE TRADES FEDERAL CREDIT UNION1961 (410) 866-3651
CENTRAL CREDIT UNION OF MARYLAND,IN1950 (410) 828-4500
CLOVERLAND FARMS DAIRY EMP FEDERAL CREDIT UNION1972 (410) 889-0200
DOUGLAS MEMORIAL FEDERAL CREDIT UNION1950  
FIRST EAGLE FEDERAL CREDIT UNION195636(410) 338-9020
HEALTHCARE UNITED FEDERAL CREDIT UNION1972 (443) 849-3199
JOHNS HOPKINS FEDERAL CREDIT UNION1971189(410) 955-4500
LEVER UNITED COMMUNITY CU CREDIT UNION  (410) 282-0666
LM FEDERAL CREDIT UNION194930(410) 687-5240
LOCAL 355 MD FEDERAL CREDIT UNION1962 (410) 56-6 5700
MEMBERS FIRST CREDIT UNION196917(410) 633-8850
MERCY HOSPITAL OF MD. EMPS. FEDERAL CREDIT UNION1980 (410) 332-9095
MTA EMPLOYEES CREDIT UNION, INC.1935112(410) 254-0400
MUNICIPAL EMPL.CREDIT UNION OF BALT1936578(410) 223-4003
NOTRE DAME 2901 FEDERAL CREDIT UNION1959 (410) 325-5095
OLDHAM FAMILY ALLIANCE FEDERAL CREDIT UNION19502(410) 931-3123
PITTSBURGH PLATE GLASS BALT E FEDERAL CREDIT UNION1936 (410) 945-3300
POST OFFICE CU OF MD, INC. CREDIT UNION 6(410) 727-5469
RELAY FEDERAL CREDIT UNION1936 (410) 247-6086
SECURITYPLUS FEDERAL CREDIT UNION1938277(410) 281-6200
SELFRELIANCE BALTO FEDERAL CREDIT UNION195518(410) 327-9841
ST. AGNES EMPLOYEES FEDERAL CREDIT UNION196924(410) 368-3125
ST. JOSEPH MEDICAL CENTER MD FEDERAL CREDIT UNION19682(410) 337-1893
THE MOUNT LEBANON FEDERAL CREDIT UNION1970 (410) 225-0030
TRIPLE C 16 FEDERAL CREDIT UNION19542(410) 284-7820
TYPO 12 FEDERAL CREDIT UNION1959  
US COAST GUARD YARD CREDIT UNION 16(410) 789-5420
W R GRACE MARYLAND EMPLOYEES FEDERAL CREDIT UNION1955 (410) 354-6794
* Disclaimer: List is not guaranteed to be complete or accurate.   

Baltimore Credit Counselors* (Free advice and counseling)

Credit Counselor NamePhone
ACORN HOUSING, BALTIMORE, MD410-752-4213
BETHEL OUTREACH CENTER410-523-4273
DRUID HEIGHTS COMMUNITY DEVELOPMENT CORPORATI410-523-1350-10
GOVANS ECONOMIC MANAGEMENT SENATE, INCORPORAT410-433-3400
GREATER BALTIMORE URBAN LEAGUE410-523-8150
HARBEL HOUSING PARTNERSHIP410-444-9152
HARLEM PARK REVITALIZATION CORPORATION410-728-5086
NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE,410-327-1200
SAINT AMBROSE HOUSING AID CENTER, INC.410-366-8362-216
SOUTHEAST COMMUNITY DEVELOPMENT CORPORATION410-342-3234-26
THE DEVELOPMENT CORPORATION OF NORTHWEST BALT410-578-7190
TRI- CHURCHES HOUSING, INCORPORATED410-385-1463
* Disclaimer: List is not guaranteed to be complete or accurate. 

Baltimore Banks

NameTypeAssets
(Millions)		Local
Branches
Advance BankCommercial Lending733
AmericasBankAll Other < $1 Billion621
Arundel Federal Savings BankMortgage Lending3831
Baltimore County Savings Bank, FSBAll Other < $1 Billion7966
Bank of America, National AssociationAll Other > $1 Billion1,047,53745
Bay National BankCommercial Lending1871
Bay- Vanguard Federal Savings BankMortgage Lending1173
Bradford BankCommercial Lending4012
Branch Banking and Trust CompanyCommercial Lending76,7193
BUCS Federal BankMortgage Lending1282
Carrollton BankCommercial Lending3327
Chesapeake Bank of MarylandCommercial Lending2185
Citibank, Federal Savings BankMortgage Lending30,3101
Colombo BankCommercial Lending1141
Eastern Savings Bank, FSBMortgage Lending7191
Fairmount Federal Savings BankMortgage Lending391
First Mariner BankCommercial Lending1,3249
Fraternity Federal Savings and Loan AssociationMortgage Lending1511
Fullerton Federal Savings AssociationMortgage Lending101
Golden Prague Federal Savings and Loan AssociationMortgage Lending342
Hamilton Federal BankMortgage Lending2403
Homewood Federal Savings BankMortgage Lending661
Hopkins Federal Savings BankCommercial Lending2392
Hull Federal Savings BankMortgage Lending151
Ideal Federal Savings BankMortgage Lending71
K BankCommercial Lending5691
Kopernik Federal BankMortgage Lending301
Kosciuszko Federal Savings BankMortgage Lending131
Liberty Federal Savings and Loan AssociationMortgage Lending552
Madison Bohemian Savings BankMortgage Lending2052
Madison Square Federal Savings BankMortgage Lending1182
Manufacturers and Traders Trust CompanyCommercial Lending53,95528
Mercantile- Safe Deposit and Trust CompanyCommercial Lending6,9807
Midstate Federal Savings and Loan AssociationAll Other < $1 Billion1071
Northwest Savings BankMortgage Lending6,3681
Provident Bank of MarylandCommercial Lending6,14532
Rosedale Federal Savings and Loan AssociationMortgage Lending5785
Saint Casimir's Savings BankOther < $1 Billion1164
Slavie Federal Savings BankMortgage Lending1571
Suburban Federal Savings BankCommercial Lending3832
SunTrust BankCommercial Lending167,39514
Susquehanna BankCommercial Lending2,8108
T. Rowe Price Savings BankMortgage Lending1131
The Columbia BankCommercial Lending1,2814
The Harbor Bank of MarylandCommercial Lending2424
The Patapsco BankCommercial Lending2044
United Medical Bank, FSBMortgage Lending1021
Vigilant Federal Savings BankMortgage Lending481
Wachovia Bank, National AssociationAll Other > $1 Billion459,52927
Wilmington Trust FSBConsumer Lending2341
* Disclaimer: List is not guaranteed to be complete or accurate.   

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Baltimore Mortgage Statistics

CategoryValue
Homes With No Mortgage32%
With A Mortgage68%
First Mortgage Only52%
Second Mortgage or Home Equity Loan15%
Second Mortgage Only9%
Home Equity Loan Only6%

Baltimore Housing Expenses

CategoryValue
Owner Costs as % of Income19.4%
Median Real Estate Taxes (2000)$1,313

Baltimore Household Size

CategoryValue
Total Occupied257,996
1-Person Households35%
2-Person Households28%
3-Person Households16%
4-Person Households11%
5-Person Households6%
6-Person Households3%
7+-Person Households2%

Baltimore Housing Stock

CategoryValue
Median Year Built1948
Median Year Built (Owner Occupied)1943
Median Year Built (Renter Occupied)1954

Baltimore Home Heating

CategoryValue
Using Utility Co. Gas Heat69%
Using Bottled/Tank Gas Heat1%
Using Electric Heat7%
Using Oil Heat21%
Using Coal0%
Using Wood Heating0%
Using Solar Heat0%
Other Heating0%
No Heating0%

Baltimore Housing Size

CategoryValue
No Bedrooms0%
1 Bedroom4%
2 Bedrooms20%
3 Bedrooms58%
4 Bedrooms12%
5+ Bedrooms5%
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