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There are 14,629 housing units in Watertown. An estimated 47% of living spaces in the city are occupied by their owners, not by renters.
In Watertown, 61% of non-rental housing carries a mortgage. In the city 12% of the housing has a mortgage beyond the initial new home purchase mortgage, such as a home equity loan or second mortgage.
Mortgage and interest rate quotes for the Watertown area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 39% |
| With A Mortgage | 61% |
| First Mortgage Only | 49% |
| Second Mortgage or Home Equity Loan | 12% |
| Second Mortgage Only | 4% |
| Home Equity Loan Only | 8% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 19.3% |
| Median Real Estate Taxes (2000) | $2,667 |
| Category | Value |
|---|---|
| Total Occupied | 14,629 |
| 1-Person Households | 34% |
| 2-Person Households | 36% |
| 3-Person Households | 15% |
| 4-Person Households | 10% |
| 5-Person Households | 4% |
| 6-Person Households | 1% |
| 7+-Person Households | 0% |
| Category | Value |
|---|---|
| Median Year Built | 1942 |
| Median Year Built (Owner Occupied) | 1939 |
| Median Year Built (Renter Occupied) | 1947 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 51% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 4% |
| Using Oil Heat | 43% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 5% |
| 2 Bedrooms | 32% |
| 3 Bedrooms | 40% |
| 4 Bedrooms | 17% |
| 5+ Bedrooms | 6% |
Rate quotes from multiple lenders for the Watertown area:
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Moving Traffic, Inc., operator of CityTownInfo.com, is not a broker or a lender, and all offers for loans or mortgages found on this site are made solely by the advertiser.