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Ludington Mortgage Quotes And Real Estate


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Ludington Mortgage and Real Estate Facts

Overview

In Ludington there are 3,703 individual units of housing (the total of apartments, houses, and condos). As of 2000, the share of housing units in the city that were owner-occupied was 59%.

Ludington Mortgage

In Ludington, 59% of housing units (exluding rentals) have a mortgage. About 9% of houses and condos in the city have a home equity loan or second mortgage.

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Ludington Mortgage Statistics

CategoryValue
Homes With No Mortgage41%
With A Mortgage59%
First Mortgage Only50%
Second Mortgage or Home Equity Loan9%
Second Mortgage Only3%
Home Equity Loan Only6%

Ludington Housing Expenses

CategoryValue
Owner Costs as % of Income14.9%
Median Real Estate Taxes (2000)$993

Ludington Household Size

CategoryValue
Total Occupied3,703
1-Person Households36%
2-Person Households33%
3-Person Households14%
4-Person Households10%
5-Person Households5%
6-Person Households2%
7+-Person Households0%

Ludington Housing Stock

CategoryValue
Median Year Built1946
Median Year Built (Owner Occupied)1939
Median Year Built (Renter Occupied)1957

Ludington Home Heating

CategoryValue
Using Utility Co. Gas Heat98%
Using Bottled/Tank Gas Heat1%
Using Electric Heat1%
Using Oil Heat0%
Using Coal0%
Using Wood Heating0%
Using Solar Heat0%
Other Heating0%
No Heating0%

Ludington Housing Size

CategoryValue
No Bedrooms0%
1 Bedroom3%
2 Bedrooms23%
3 Bedrooms51%
4 Bedrooms19%
5+ Bedrooms4%

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