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House hunters in Utica will find an estimated 1,952 individual houses, condominiums, and apartments. Approximately 54% of housing in the city is owner-occupied.
At least 75% of home owners in Utica are making mortgage payments. Like 19% of homeowners in the city, you might also use your home's equity with a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Utica area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 25% |
| With A Mortgage | 75% |
| First Mortgage Only | 56% |
| Second Mortgage or Home Equity Loan | 19% |
| Second Mortgage Only | 6% |
| Home Equity Loan Only | 13% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 17.3% |
| Median Real Estate Taxes (2000) | $2,136 |
| Category | Value |
|---|---|
| Total Occupied | 1,952 |
| 1-Person Households | 34% |
| 2-Person Households | 31% |
| 3-Person Households | 17% |
| 4-Person Households | 12% |
| 5-Person Households | 5% |
| 6-Person Households | 1% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1967 |
| Median Year Built (Owner Occupied) | 1964 |
| Median Year Built (Renter Occupied) | 1968 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 97% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 1% |
| Using Oil Heat | 2% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 5% |
| 2 Bedrooms | 19% |
| 3 Bedrooms | 59% |
| 4 Bedrooms | 15% |
| 5+ Bedrooms | 2% |
Rate quotes from multiple lenders for the Utica area:
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