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Bemidji has 4,682 houses and apartments. Of the houses, apartments, etc. in the city, about 54% are lived in by their owners, not renters.
In Bemidji, 62% of housing owners are paying off a mortgage. It's about 13% of homeowners in the city that use a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Bemidji area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 38% |
| With A Mortgage | 62% |
| First Mortgage Only | 49% |
| Second Mortgage or Home Equity Loan | 13% |
| Second Mortgage Only | 7% |
| Home Equity Loan Only | 6% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 15.8% |
| Median Real Estate Taxes (2000) | $824 |
| Category | Value |
|---|---|
| Total Occupied | 4,682 |
| 1-Person Households | 36% |
| 2-Person Households | 34% |
| 3-Person Households | 14% |
| 4-Person Households | 9% |
| 5-Person Households | 4% |
| 6-Person Households | 2% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1967 |
| Median Year Built (Owner Occupied) | 1959 |
| Median Year Built (Renter Occupied) | 1972 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 77% |
| Using Bottled/Tank Gas Heat | 3% |
| Using Electric Heat | 8% |
| Using Oil Heat | 9% |
| Using Coal | 0% |
| Using Wood Heating | 3% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 1% |
| 1 Bedroom | 8% |
| 2 Bedrooms | 28% |
| 3 Bedrooms | 44% |
| 4 Bedrooms | 14% |
| 5+ Bedrooms | 5% |
Rate quotes from multiple lenders for the Bemidji area:
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