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In Otsego there are 2,059 places to live of various types. In the city, 97% of the houses and apartments are occupied by the owners, not rented out.
About 91% of owner-occupied housing units in Otsego have a mortgage of one type or another. Approximately 27% of housing units in the city carry a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Otsego area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 9% |
| With A Mortgage | 91% |
| First Mortgage Only | 64% |
| Second Mortgage or Home Equity Loan | 27% |
| Second Mortgage Only | 13% |
| Home Equity Loan Only | 15% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 19.8% |
| Median Real Estate Taxes (2000) | $1,402 |
| Category | Value |
|---|---|
| Total Occupied | 2,059 |
| 1-Person Households | 13% |
| 2-Person Households | 30% |
| 3-Person Households | 17% |
| 4-Person Households | 23% |
| 5-Person Households | 12% |
| 6-Person Households | 4% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1979 |
| Median Year Built (Owner Occupied) | 1979 |
| Median Year Built (Renter Occupied) | 1939 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 75% |
| Using Bottled/Tank Gas Heat | 9% |
| Using Electric Heat | 5% |
| Using Oil Heat | 7% |
| Using Coal | 0% |
| Using Wood Heating | 4% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 2% |
| 2 Bedrooms | 16% |
| 3 Bedrooms | 46% |
| 4 Bedrooms | 29% |
| 5+ Bedrooms | 6% |
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