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St. Cloud Mortgage Quotes And Real Estate


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St. Cloud Mortgage and Real Estate Facts

Overview

People in St. Cloud are spread across 22,611 individual places to live. Owners occupy 56% of the housing units in the city.

St. Cloud Mortgage

About 70% of owner-occupied housing units in St. Cloud have a mortgage of one type or another. Approximately 20% of housing units in the city carry a second mortgage or home equity loan.

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St. Cloud Mortgage Statistics

CategoryValue
Homes With No Mortgage30%
With A Mortgage70%
First Mortgage Only50%
Second Mortgage or Home Equity Loan20%
Second Mortgage Only9%
Home Equity Loan Only12%

St. Cloud Housing Expenses

CategoryValue
Owner Costs as % of Income16.9%
Median Real Estate Taxes (2000)$994

St. Cloud Household Size

CategoryValue
Total Occupied22,611
1-Person Households30%
2-Person Households33%
3-Person Households15%
4-Person Households14%
5-Person Households6%
6-Person Households2%
7+-Person Households1%

St. Cloud Housing Stock

CategoryValue
Median Year Built1973
Median Year Built (Owner Occupied)1966
Median Year Built (Renter Occupied)1978

St. Cloud Home Heating

CategoryValue
Using Utility Co. Gas Heat86%
Using Bottled/Tank Gas Heat1%
Using Electric Heat6%
Using Oil Heat6%
Using Coal0%
Using Wood Heating1%
Using Solar Heat0%
Other Heating0%
No Heating0%

St. Cloud Housing Size

CategoryValue
No Bedrooms0%
1 Bedroom2%
2 Bedrooms20%
3 Bedrooms45%
4 Bedrooms27%
5+ Bedrooms6%

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