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St. Joseph has 1,099 housing units, combining houses, condominiums, and apartments. About 73% of housing units in the city are owner-occupied.
About 76% of owner-occupied housing units in St. Joseph have a mortgage of one type or another. Approximately 12% of housing units in the city carry a second mortgage or home equity loan.
Mortgage and interest rate quotes for the St. Joseph area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 24% |
| With A Mortgage | 76% |
| First Mortgage Only | 64% |
| Second Mortgage or Home Equity Loan | 12% |
| Second Mortgage Only | 6% |
| Home Equity Loan Only | 7% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 19.4% |
| Median Real Estate Taxes (2000) | $989 |
| Category | Value |
|---|---|
| Total Occupied | 1,099 |
| 1-Person Households | 22% |
| 2-Person Households | 31% |
| 3-Person Households | 17% |
| 4-Person Households | 19% |
| 5-Person Households | 9% |
| 6-Person Households | 1% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1978 |
| Median Year Built (Owner Occupied) | 1979 |
| Median Year Built (Renter Occupied) | 1976 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 88% |
| Using Bottled/Tank Gas Heat | 0% |
| Using Electric Heat | 8% |
| Using Oil Heat | 3% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 3% |
| 2 Bedrooms | 25% |
| 3 Bedrooms | 48% |
| 4 Bedrooms | 21% |
| 5+ Bedrooms | 3% |
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