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In O'Fallon residents live in 15,354 "housing units" (houses, condos, rentals, etc.). According to the 2000 census, 90% of the housing in the city was owner-occupied.
As with most places, mortgages are a fact of life for home owners in O'Fallon; 90% of houses there have a mortgage. If you're thinking about using a second mortgage or home equity loan on your place in the city, you're not alone. About 20% of home owners have done that.
Mortgage and interest rate quotes for the O'Fallon area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 10% |
| With A Mortgage | 90% |
| First Mortgage Only | 70% |
| Second Mortgage or Home Equity Loan | 20% |
| Second Mortgage Only | 9% |
| Home Equity Loan Only | 11% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 19.8% |
| Median Real Estate Taxes (2000) | $1,482 |
| Category | Value |
|---|---|
| Total Occupied | 15,354 |
| 1-Person Households | 14% |
| 2-Person Households | 29% |
| 3-Person Households | 21% |
| 4-Person Households | 23% |
| 5-Person Households | 9% |
| 6-Person Households | 3% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1993 |
| Median Year Built (Owner Occupied) | 1994 |
| Median Year Built (Renter Occupied) | 1979 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 84% |
| Using Bottled/Tank Gas Heat | 2% |
| Using Electric Heat | 14% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 1% |
| 2 Bedrooms | 7% |
| 3 Bedrooms | 60% |
| 4 Bedrooms | 29% |
| 5+ Bedrooms | 3% |
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