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Bernards has 9,242 houses and apartments. Of the houses, apartments, etc. in the town, about 87% are lived in by their owners, not renters.
In Bernards, 82% of housing owners are paying off a mortgage. It's about 15% of homeowners in the town that use a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Bernards area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 18% |
| With A Mortgage | 82% |
| First Mortgage Only | 67% |
| Second Mortgage or Home Equity Loan | 15% |
| Second Mortgage Only | 5% |
| Home Equity Loan Only | 11% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 20.4% |
| Median Real Estate Taxes (2000) | $6,177 |
| Category | Value |
|---|---|
| Total Occupied | 9,242 |
| 1-Person Households | 26% |
| 2-Person Households | 31% |
| 3-Person Households | 15% |
| 4-Person Households | 18% |
| 5-Person Households | 8% |
| 6-Person Households | 2% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1985 |
| Median Year Built (Owner Occupied) | 1985 |
| Median Year Built (Renter Occupied) | 1984 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 85% |
| Using Bottled/Tank Gas Heat | 0% |
| Using Electric Heat | 2% |
| Using Oil Heat | 13% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 5% |
| 2 Bedrooms | 23% |
| 3 Bedrooms | 26% |
| 4 Bedrooms | 34% |
| 5+ Bedrooms | 12% |
Rate quotes from multiple lenders for the Bernards area:
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