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Amherst contains a total of 45,076 houses, condominiums, and apartments. Of the housing in the town, approximately 74% is occupied by their owners.
In 2000, 70% of owner-occupied housing units in Amherst had a mortgage. Roughly 19% of housing units have a home equity loan or second mortgage in the town.
Mortgage and interest rate quotes for the Amherst area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 30% |
| With A Mortgage | 70% |
| First Mortgage Only | 52% |
| Second Mortgage or Home Equity Loan | 19% |
| Second Mortgage Only | 5% |
| Home Equity Loan Only | 13% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 18.8% |
| Median Real Estate Taxes (2000) | $3,771 |
| Category | Value |
|---|---|
| Total Occupied | 45,076 |
| 1-Person Households | 28% |
| 2-Person Households | 35% |
| 3-Person Households | 15% |
| 4-Person Households | 14% |
| 5-Person Households | 6% |
| 6-Person Households | 2% |
| 7+-Person Households | 0% |
| Category | Value |
|---|---|
| Median Year Built | 1967 |
| Median Year Built (Owner Occupied) | 1965 |
| Median Year Built (Renter Occupied) | 1971 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 96% |
| Using Bottled/Tank Gas Heat | 0% |
| Using Electric Heat | 2% |
| Using Oil Heat | 1% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 2% |
| 2 Bedrooms | 16% |
| 3 Bedrooms | 46% |
| 4 Bedrooms | 32% |
| 5+ Bedrooms | 4% |
Rate quotes from multiple lenders for the Amherst area:
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