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In Ballston Spa there are 2,272 places to live. The village has, of course, a mix of various types of housing. Recently 53% of the livable housing units were owner-occupied.
In Ballston Spa, 73% of housing units (exluding rentals) have a mortgage. Home equity loans and second mortgages are not rare in the village; about 14% of owners use them.
Mortgage and interest rate quotes for the Ballston Spa area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 27% |
| With A Mortgage | 73% |
| First Mortgage Only | 58% |
| Second Mortgage or Home Equity Loan | 14% |
| Second Mortgage Only | 2% |
| Home Equity Loan Only | 12% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 21% |
| Median Real Estate Taxes (2000) | $2,778 |
| Category | Value |
|---|---|
| Total Occupied | 2,272 |
| 1-Person Households | 32% |
| 2-Person Households | 32% |
| 3-Person Households | 17% |
| 4-Person Households | 12% |
| 5-Person Households | 6% |
| 6-Person Households | 2% |
| 7+-Person Households | 0% |
| Category | Value |
|---|---|
| Median Year Built | 1943 |
| Median Year Built (Owner Occupied) | 1945 |
| Median Year Built (Renter Occupied) | 1942 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 85% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 3% |
| Using Oil Heat | 10% |
| Using Coal | 0% |
| Using Wood Heating | 2% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 2% |
| 2 Bedrooms | 13% |
| 3 Bedrooms | 59% |
| 4 Bedrooms | 26% |
| 5+ Bedrooms | 1% |
Rate quotes from multiple lenders for the Ballston Spa area:
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