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New York Mortgage Quotes And Real Estate


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New York Mortgage and Real Estate Facts

Overview

In New York residents live in 3,021,588 "housing units" (houses, condos, rentals, etc.). According to the 2000 census, 30% of the housing in the city was owner-occupied.

New York Mortgage

As with most places, mortgages are a fact of life for home owners in New York; 68% of houses there have a mortgage. If you're thinking about using a second mortgage or home equity loan on your place in the city, you're not alone. About 11% of home owners have done that.

Mortgage and interest rate quotes for the New York area (or anywhere else you choose in the US) are available, without obligation or credit checks:

New York Mortgage Statistics

CategoryValue
Homes With No Mortgage32%
With A Mortgage68%
First Mortgage Only56%
Second Mortgage or Home Equity Loan11%
Second Mortgage Only6%
Home Equity Loan Only6%

New York Housing Expenses

CategoryValue
Owner Costs as % of Income22.2%
Median Real Estate Taxes (2000)$1,492

New York Household Size

CategoryValue
Total Occupied3,021,588
1-Person Households32%
2-Person Households27%
3-Person Households16%
4-Person Households13%
5-Person Households7%
6-Person Households3%
7+-Person Households3%

New York Housing Stock

CategoryValue
Median Year Built1949
Median Year Built (Owner Occupied)1948
Median Year Built (Renter Occupied)1949

New York Home Heating

CategoryValue
Using Utility Co. Gas Heat63%
Using Bottled/Tank Gas Heat2%
Using Electric Heat4%
Using Oil Heat29%
Using Coal0%
Using Wood Heating0%
Using Solar Heat0%
Other Heating1%
No Heating0%

New York Housing Size

CategoryValue
No Bedrooms3%
1 Bedroom16%
2 Bedrooms26%
3 Bedrooms36%
4 Bedrooms12%
5+ Bedrooms7%

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