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In Saratoga Springs there are 10,784 places to live of various types. In the city, 56% of the houses and apartments are occupied by the owners, not rented out.
About 71% of owner-occupied housing units in Saratoga Springs have a mortgage of one type or another. Approximately 16% of housing units in the city carry a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Saratoga Springs area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 29% |
| With A Mortgage | 71% |
| First Mortgage Only | 56% |
| Second Mortgage or Home Equity Loan | 16% |
| Second Mortgage Only | 6% |
| Home Equity Loan Only | 9% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 19% |
| Median Real Estate Taxes (2000) | $2,811 |
| Category | Value |
|---|---|
| Total Occupied | 10,784 |
| 1-Person Households | 35% |
| 2-Person Households | 34% |
| 3-Person Households | 14% |
| 4-Person Households | 12% |
| 5-Person Households | 5% |
| 6-Person Households | 1% |
| 7+-Person Households | 0% |
| Category | Value |
|---|---|
| Median Year Built | 1963 |
| Median Year Built (Owner Occupied) | 1970 |
| Median Year Built (Renter Occupied) | 1954 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 83% |
| Using Bottled/Tank Gas Heat | 2% |
| Using Electric Heat | 4% |
| Using Oil Heat | 9% |
| Using Coal | 0% |
| Using Wood Heating | 1% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 3% |
| 2 Bedrooms | 14% |
| 3 Bedrooms | 49% |
| 4 Bedrooms | 26% |
| 5+ Bedrooms | 8% |
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