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There are 8,833 housing units in Smithtown. An estimated 88% of living spaces in the town are occupied by their owners, not by renters.
In Smithtown, 70% of non-rental housing carries a mortgage. In the town 16% of the housing has a mortgage beyond the initial new home purchase mortgage, such as a home equity loan or second mortgage.
Mortgage and interest rate quotes for the Smithtown area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 30% |
| With A Mortgage | 70% |
| First Mortgage Only | 54% |
| Second Mortgage or Home Equity Loan | 16% |
| Second Mortgage Only | 6% |
| Home Equity Loan Only | 10% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 22.1% |
| Median Real Estate Taxes (2000) | $5,855 |
| Category | Value |
|---|---|
| Total Occupied | 8,833 |
| 1-Person Households | 15% |
| 2-Person Households | 31% |
| 3-Person Households | 19% |
| 4-Person Households | 20% |
| 5-Person Households | 10% |
| 6-Person Households | 3% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1965 |
| Median Year Built (Owner Occupied) | 1965 |
| Median Year Built (Renter Occupied) | 1964 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 28% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 2% |
| Using Oil Heat | 69% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 1% |
| 2 Bedrooms | 7% |
| 3 Bedrooms | 40% |
| 4 Bedrooms | 40% |
| 5+ Bedrooms | 11% |
Rate quotes from multiple lenders for the Smithtown area:
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