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There are 19,996 housing units in Troy. An estimated 40% of living spaces in the city are occupied by their owners, not by renters.
In Troy, 64% of non-rental housing carries a mortgage. In the city 13% of the housing has a mortgage beyond the initial new home purchase mortgage, such as a home equity loan or second mortgage.
Mortgage and interest rate quotes for the Troy area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 36% |
| With A Mortgage | 64% |
| First Mortgage Only | 51% |
| Second Mortgage or Home Equity Loan | 13% |
| Second Mortgage Only | 4% |
| Home Equity Loan Only | 9% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 19% |
| Median Real Estate Taxes (2000) | $2,384 |
| Category | Value |
|---|---|
| Total Occupied | 19,996 |
| 1-Person Households | 37% |
| 2-Person Households | 30% |
| 3-Person Households | 15% |
| 4-Person Households | 11% |
| 5-Person Households | 5% |
| 6-Person Households | 2% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1939 |
| Median Year Built (Owner Occupied) | 1939 |
| Median Year Built (Renter Occupied) | 1939 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 85% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 3% |
| Using Oil Heat | 11% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 3% |
| 2 Bedrooms | 21% |
| 3 Bedrooms | 46% |
| 4 Bedrooms | 22% |
| 5+ Bedrooms | 8% |
Rate quotes from multiple lenders for the Troy area:
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