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There are 4,665 housing units in Watervliet. An estimated 41% of living spaces in the city are occupied by their owners, not by renters.
In Watervliet, 52% of non-rental housing carries a mortgage. In the city 14% of the housing has a mortgage beyond the initial new home purchase mortgage, such as a home equity loan or second mortgage.
Mortgage and interest rate quotes for the Watervliet area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 48% |
| With A Mortgage | 52% |
| First Mortgage Only | 38% |
| Second Mortgage or Home Equity Loan | 14% |
| Second Mortgage Only | 5% |
| Home Equity Loan Only | 9% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 18% |
| Median Real Estate Taxes (2000) | $1,683 |
| Category | Value |
|---|---|
| Total Occupied | 4,665 |
| 1-Person Households | 38% |
| 2-Person Households | 31% |
| 3-Person Households | 14% |
| 4-Person Households | 11% |
| 5-Person Households | 5% |
| 6-Person Households | 1% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1939 |
| Median Year Built (Owner Occupied) | 1939 |
| Median Year Built (Renter Occupied) | 1944 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 92% |
| Using Bottled/Tank Gas Heat | 0% |
| Using Electric Heat | 2% |
| Using Oil Heat | 6% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 3% |
| 2 Bedrooms | 22% |
| 3 Bedrooms | 51% |
| 4 Bedrooms | 14% |
| 5+ Bedrooms | 10% |
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