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Shelby Mortgage Quotes And Real Estate Information


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Shelby Mortgage and Real Estate Facts

Overview

In Shelby residents live in 7,880 "housing units" (houses, condos, rentals, etc.). According to the 2000 census, 58% of the housing in the city was owner-occupied.

Shelby Mortgage

As with most places, mortgages are a fact of life for home owners in Shelby; 59% of houses there have a mortgage. If you're thinking about using a second mortgage or home equity loan on your place in the city, you're not alone. About 17% of home owners have done that.

Mortgage and interest rate quotes for the Shelby area (or anywhere else you choose in the US) are available, without obligation or credit checks:

Shelby Mortgage Statistics

CategoryValue
Homes With No Mortgage41%
With A Mortgage59%
First Mortgage Only42%
Second Mortgage or Home Equity Loan17%
Second Mortgage Only8%
Home Equity Loan Only9%

Shelby Housing Expenses

CategoryValue
Owner Costs as % of Income17.3%
Median Real Estate Taxes (2000)$859

Shelby Household Size

CategoryValue
Total Occupied7,880
1-Person Households31%
2-Person Households33%
3-Person Households16%
4-Person Households11%
5-Person Households5%
6-Person Households2%
7+-Person Households1%

Shelby Housing Stock

CategoryValue
Median Year Built1964
Median Year Built (Owner Occupied)1963
Median Year Built (Renter Occupied)1965

Shelby Home Heating

CategoryValue
Using Utility Co. Gas Heat58%
Using Bottled/Tank Gas Heat1%
Using Electric Heat28%
Using Oil Heat12%
Using Coal0%
Using Wood Heating0%
Using Solar Heat0%
Other Heating0%
No Heating0%

Shelby Housing Size

CategoryValue
No Bedrooms0%
1 Bedroom2%
2 Bedrooms23%
3 Bedrooms57%
4 Bedrooms14%
5+ Bedrooms4%
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Shelby Mortgage Rates

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