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There are 8,940 housing units in Troy. An estimated 60% of living spaces in the city are occupied by their owners, not by renters.
In Troy, 71% of non-rental housing carries a mortgage. In the city 19% of the housing has a mortgage beyond the initial new home purchase mortgage, such as a home equity loan or second mortgage.
Mortgage and interest rate quotes for the Troy area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 29% |
| With A Mortgage | 71% |
| First Mortgage Only | 52% |
| Second Mortgage or Home Equity Loan | 19% |
| Second Mortgage Only | 7% |
| Home Equity Loan Only | 12% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 17.9% |
| Median Real Estate Taxes (2000) | $1,083 |
| Category | Value |
|---|---|
| Total Occupied | 8,940 |
| 1-Person Households | 28% |
| 2-Person Households | 35% |
| 3-Person Households | 16% |
| 4-Person Households | 13% |
| 5-Person Households | 6% |
| 6-Person Households | 1% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1963 |
| Median Year Built (Owner Occupied) | 1960 |
| Median Year Built (Renter Occupied) | 1969 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 85% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 13% |
| Using Oil Heat | 1% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 1% |
| 2 Bedrooms | 19% |
| 3 Bedrooms | 62% |
| 4 Bedrooms | 16% |
| 5+ Bedrooms | 2% |
Rate quotes from multiple lenders for the Troy area:
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Moving Traffic, Inc., operator of CityTownInfo.com, is not a broker or a lender, and all offers for loans or mortgages found on this site are made solely by the advertiser.