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In Urbana there are 4,869 places to live. The city has, of course, a mix of various types of housing. Recently 61% of the livable housing units were owner-occupied.
In Urbana, 67% of housing units (exluding rentals) have a mortgage. Home equity loans and second mortgages are not rare in the city; about 18% of owners use them.
Mortgage and interest rate quotes for the Urbana area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 33% |
| With A Mortgage | 67% |
| First Mortgage Only | 49% |
| Second Mortgage or Home Equity Loan | 18% |
| Second Mortgage Only | 9% |
| Home Equity Loan Only | 9% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 17.5% |
| Median Real Estate Taxes (2000) | $797 |
| Category | Value |
|---|---|
| Total Occupied | 4,869 |
| 1-Person Households | 34% |
| 2-Person Households | 33% |
| 3-Person Households | 16% |
| 4-Person Households | 11% |
| 5-Person Households | 4% |
| 6-Person Households | 1% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1953 |
| Median Year Built (Owner Occupied) | 1951 |
| Median Year Built (Renter Occupied) | 1956 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 89% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 7% |
| Using Oil Heat | 1% |
| Using Coal | 0% |
| Using Wood Heating | 1% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 4% |
| 2 Bedrooms | 27% |
| 3 Bedrooms | 47% |
| 4 Bedrooms | 19% |
| 5+ Bedrooms | 3% |
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