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Spencer has 1,466 houses and apartments. Of the houses, apartments, etc. in the city, about 72% are lived in by their owners, not renters.
In Spencer, 61% of housing owners are paying off a mortgage. It's about 13% of homeowners in the city that use a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Spencer area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 39% |
| With A Mortgage | 61% |
| First Mortgage Only | 48% |
| Second Mortgage or Home Equity Loan | 13% |
| Second Mortgage Only | 7% |
| Home Equity Loan Only | 6% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 14.9% |
| Median Real Estate Taxes (2000) | $318 |
| Category | Value |
|---|---|
| Total Occupied | 1,466 |
| 1-Person Households | 27% |
| 2-Person Households | 36% |
| 3-Person Households | 15% |
| 4-Person Households | 10% |
| 5-Person Households | 7% |
| 6-Person Households | 3% |
| 7+-Person Households | 3% |
| Category | Value |
|---|---|
| Median Year Built | 1967 |
| Median Year Built (Owner Occupied) | 1966 |
| Median Year Built (Renter Occupied) | 1971 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 88% |
| Using Bottled/Tank Gas Heat | 3% |
| Using Electric Heat | 8% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 1% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 7% |
| 2 Bedrooms | 27% |
| 3 Bedrooms | 60% |
| 4 Bedrooms | 6% |
| 5+ Bedrooms | 1% |
Rate quotes from multiple lenders for the Spencer area:
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