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In Ephrata residents live in 5,469 "housing units" (houses, condos, rentals, etc.). According to the 2000 census, 61% of the housing in the town was owner-occupied.
As with most places, mortgages are a fact of life for home owners in Ephrata; 70% of houses there have a mortgage. If you're thinking about using a second mortgage or home equity loan on your place in the town, you're not alone. About 19% of home owners have done that.
Mortgage and interest rate quotes for the Ephrata area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 30% |
| With A Mortgage | 70% |
| First Mortgage Only | 50% |
| Second Mortgage or Home Equity Loan | 19% |
| Second Mortgage Only | 8% |
| Home Equity Loan Only | 12% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 20% |
| Median Real Estate Taxes (2000) | $1,527 |
| Category | Value |
|---|---|
| Total Occupied | 5,469 |
| 1-Person Households | 29% |
| 2-Person Households | 35% |
| 3-Person Households | 16% |
| 4-Person Households | 13% |
| 5-Person Households | 5% |
| 6-Person Households | 1% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1959 |
| Median Year Built (Owner Occupied) | 1962 |
| Median Year Built (Renter Occupied) | 1954 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 1% |
| Using Bottled/Tank Gas Heat | 5% |
| Using Electric Heat | 35% |
| Using Oil Heat | 55% |
| Using Coal | 1% |
| Using Wood Heating | 1% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 2% |
| 2 Bedrooms | 18% |
| 3 Bedrooms | 65% |
| 4 Bedrooms | 14% |
| 5+ Bedrooms | 2% |
Rate quotes from multiple lenders for the Ephrata area:
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