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House hunters in North Smithfield will find an estimated 3,954 individual houses, condominiums, and apartments. Approximately 79% of housing in the town is owner-occupied.
At least 72% of home owners in North Smithfield are making mortgage payments. Like 20% of homeowners in the town, you might also use your home's equity with a second mortgage or home equity loan.
Mortgage and interest rate quotes for the North Smithfield area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 28% |
| With A Mortgage | 72% |
| First Mortgage Only | 52% |
| Second Mortgage or Home Equity Loan | 20% |
| Second Mortgage Only | 8% |
| Home Equity Loan Only | 12% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 19.1% |
| Median Real Estate Taxes (2000) | $2,325 |
| Category | Value |
|---|---|
| Total Occupied | 3,954 |
| 1-Person Households | 21% |
| 2-Person Households | 34% |
| 3-Person Households | 19% |
| 4-Person Households | 17% |
| 5-Person Households | 6% |
| 6-Person Households | 2% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1963 |
| Median Year Built (Owner Occupied) | 1963 |
| Median Year Built (Renter Occupied) | 1961 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 14% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 3% |
| Using Oil Heat | 80% |
| Using Coal | 0% |
| Using Wood Heating | 2% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 3% |
| 2 Bedrooms | 20% |
| 3 Bedrooms | 52% |
| 4 Bedrooms | 22% |
| 5+ Bedrooms | 4% |
Rate quotes from multiple lenders for the North Smithfield area:
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