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House hunters in Spearfish will find an estimated 3,657 individual houses, condominiums, and apartments. Approximately 50% of housing in the city is owner-occupied.
At least 59% of home owners in Spearfish are making mortgage payments. Like 16% of homeowners in the city, you might also use your home's equity with a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Spearfish area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 41% |
| With A Mortgage | 59% |
| First Mortgage Only | 43% |
| Second Mortgage or Home Equity Loan | 16% |
| Second Mortgage Only | 10% |
| Home Equity Loan Only | 6% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 18.6% |
| Median Real Estate Taxes (2000) | $1,805 |
| Category | Value |
|---|---|
| Total Occupied | 3,657 |
| 1-Person Households | 38% |
| 2-Person Households | 35% |
| 3-Person Households | 13% |
| 4-Person Households | 8% |
| 5-Person Households | 4% |
| 6-Person Households | 1% |
| 7+-Person Households | 0% |
| Category | Value |
|---|---|
| Median Year Built | 1977 |
| Median Year Built (Owner Occupied) | 1977 |
| Median Year Built (Renter Occupied) | 1977 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 85% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 11% |
| Using Oil Heat | 0% |
| Using Coal | 0% |
| Using Wood Heating | 2% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 2% |
| 2 Bedrooms | 22% |
| 3 Bedrooms | 51% |
| 4 Bedrooms | 20% |
| 5+ Bedrooms | 6% |
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