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House hunters in Chattanooga will find an estimated 65,568 individual houses, condominiums, and apartments. Approximately 55% of housing in the city is owner-occupied.
At least 62% of home owners in Chattanooga are making mortgage payments. Like 14% of homeowners in the city, you might also use your home's equity with a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Chattanooga area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 38% |
| With A Mortgage | 62% |
| First Mortgage Only | 48% |
| Second Mortgage or Home Equity Loan | 14% |
| Second Mortgage Only | 9% |
| Home Equity Loan Only | 5% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 17% |
| Median Real Estate Taxes (2000) | $971 |
| Category | Value |
|---|---|
| Total Occupied | 65,568 |
| 1-Person Households | 34% |
| 2-Person Households | 33% |
| 3-Person Households | 16% |
| 4-Person Households | 10% |
| 5-Person Households | 4% |
| 6-Person Households | 2% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1965 |
| Median Year Built (Owner Occupied) | 1962 |
| Median Year Built (Renter Occupied) | 1970 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 42% |
| Using Bottled/Tank Gas Heat | 2% |
| Using Electric Heat | 53% |
| Using Oil Heat | 2% |
| Using Coal | 0% |
| Using Wood Heating | 0% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 2% |
| 2 Bedrooms | 25% |
| 3 Bedrooms | 51% |
| 4 Bedrooms | 18% |
| 5+ Bedrooms | 4% |
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