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Charlottesville contains a total of 16,851 houses, condominiums, and apartments. Of the housing in the city, approximately 41% is occupied by their owners.
In 2000, 63% of owner-occupied housing units in Charlottesville had a mortgage. Roughly 14% of housing units have a home equity loan or second mortgage in the city.
Mortgage and interest rate quotes for the Charlottesville area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 37% |
| With A Mortgage | 63% |
| First Mortgage Only | 48% |
| Second Mortgage or Home Equity Loan | 14% |
| Second Mortgage Only | 7% |
| Home Equity Loan Only | 8% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 17% |
| Median Real Estate Taxes (2000) | $1,206 |
| Category | Value |
|---|---|
| Total Occupied | 16,851 |
| 1-Person Households | 35% |
| 2-Person Households | 32% |
| 3-Person Households | 15% |
| 4-Person Households | 11% |
| 5-Person Households | 4% |
| 6-Person Households | 2% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1962 |
| Median Year Built (Owner Occupied) | 1956 |
| Median Year Built (Renter Occupied) | 1966 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 74% |
| Using Bottled/Tank Gas Heat | 1% |
| Using Electric Heat | 18% |
| Using Oil Heat | 6% |
| Using Coal | 0% |
| Using Wood Heating | 1% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 1% |
| 2 Bedrooms | 23% |
| 3 Bedrooms | 49% |
| 4 Bedrooms | 21% |
| 5+ Bedrooms | 6% |
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