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House hunters in Elma will find an estimated 1,156 individual houses, condominiums, and apartments. Approximately 58% of housing in the city is owner-occupied.
At least 70% of home owners in Elma are making mortgage payments. Like 21% of homeowners in the city, you might also use your home's equity with a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Elma area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 30% |
| With A Mortgage | 70% |
| First Mortgage Only | 49% |
| Second Mortgage or Home Equity Loan | 21% |
| Second Mortgage Only | 13% |
| Home Equity Loan Only | 8% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 20% |
| Median Real Estate Taxes (2000) | $1,058 |
| Category | Value |
|---|---|
| Total Occupied | 1,156 |
| 1-Person Households | 28% |
| 2-Person Households | 33% |
| 3-Person Households | 16% |
| 4-Person Households | 12% |
| 5-Person Households | 9% |
| 6-Person Households | 3% |
| 7+-Person Households | 0% |
| Category | Value |
|---|---|
| Median Year Built | 1966 |
| Median Year Built (Owner Occupied) | 1958 |
| Median Year Built (Renter Occupied) | 1973 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 25% |
| Using Bottled/Tank Gas Heat | 3% |
| Using Electric Heat | 50% |
| Using Oil Heat | 3% |
| Using Coal | 0% |
| Using Wood Heating | 14% |
| Using Solar Heat | 0% |
| Other Heating | 5% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 13% |
| 2 Bedrooms | 24% |
| 3 Bedrooms | 55% |
| 4 Bedrooms | 5% |
| 5+ Bedrooms | 4% |
Rate quotes from multiple lenders for the Elma area:
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