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In Mount Vernon there are 9,308 places to live. The city has, of course, a mix of various types of housing. Recently 57% of the livable housing units were owner-occupied.
In Mount Vernon, 80% of housing units (exluding rentals) have a mortgage. Home equity loans and second mortgages are not rare in the city; about 18% of owners use them.
Mortgage and interest rate quotes for the Mount Vernon area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 20% |
| With A Mortgage | 80% |
| First Mortgage Only | 62% |
| Second Mortgage or Home Equity Loan | 18% |
| Second Mortgage Only | 9% |
| Home Equity Loan Only | 9% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 22.2% |
| Median Real Estate Taxes (2000) | $1,715 |
| Category | Value |
|---|---|
| Total Occupied | 9,308 |
| 1-Person Households | 26% |
| 2-Person Households | 30% |
| 3-Person Households | 15% |
| 4-Person Households | 15% |
| 5-Person Households | 7% |
| 6-Person Households | 4% |
| 7+-Person Households | 3% |
| Category | Value |
|---|---|
| Median Year Built | 1978 |
| Median Year Built (Owner Occupied) | 1978 |
| Median Year Built (Renter Occupied) | 1979 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 71% |
| Using Bottled/Tank Gas Heat | 2% |
| Using Electric Heat | 24% |
| Using Oil Heat | 1% |
| Using Coal | 0% |
| Using Wood Heating | 2% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 1% |
| 1 Bedroom | 3% |
| 2 Bedrooms | 21% |
| 3 Bedrooms | 57% |
| 4 Bedrooms | 15% |
| 5+ Bedrooms | 2% |
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