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Oak Harbor has 7,349 houses and apartments. Of the houses, apartments, etc. in the city, about 43% are lived in by their owners, not renters.
In Oak Harbor, 75% of housing owners are paying off a mortgage. It's about 13% of homeowners in the city that use a second mortgage or home equity loan.
Mortgage and interest rate quotes for the Oak Harbor area (or anywhere else you choose in the US) are available, without obligation or credit checks:
| Category | Value |
|---|---|
| Homes With No Mortgage | 25% |
| With A Mortgage | 75% |
| First Mortgage Only | 61% |
| Second Mortgage or Home Equity Loan | 13% |
| Second Mortgage Only | 6% |
| Home Equity Loan Only | 8% |
| Category | Value |
|---|---|
| Owner Costs as % of Income | 22.6% |
| Median Real Estate Taxes (2000) | $1,419 |
| Category | Value |
|---|---|
| Total Occupied | 7,349 |
| 1-Person Households | 22% |
| 2-Person Households | 31% |
| 3-Person Households | 19% |
| 4-Person Households | 17% |
| 5-Person Households | 9% |
| 6-Person Households | 2% |
| 7+-Person Households | 1% |
| Category | Value |
|---|---|
| Median Year Built | 1978 |
| Median Year Built (Owner Occupied) | 1979 |
| Median Year Built (Renter Occupied) | 1977 |
| Category | Value |
|---|---|
| Using Utility Co. Gas Heat | 55% |
| Using Bottled/Tank Gas Heat | 4% |
| Using Electric Heat | 34% |
| Using Oil Heat | 3% |
| Using Coal | 0% |
| Using Wood Heating | 5% |
| Using Solar Heat | 0% |
| Other Heating | 0% |
| No Heating | 0% |
| Category | Value |
|---|---|
| No Bedrooms | 0% |
| 1 Bedroom | 2% |
| 2 Bedrooms | 19% |
| 3 Bedrooms | 56% |
| 4 Bedrooms | 18% |
| 5+ Bedrooms | 4% |
Rate quotes from multiple lenders for the Oak Harbor area:
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